Seaside: Making a Town in America

Amazon.com

This publication documents the genesis and development of one of the first New Urbanist communities in the United States, Seaside, which has been the subject of intense debate among architects, planners, ecologists, and civic-minded citizens. Located in Florida's panhandle, this town was created in the early 1990s by two of the most prominent leaders of the New Urbanist movement, Miami-based architect- planners Andres Duany and Elizabeth Plater-Zyberk. As their firm, known as DPZ, continues to become more involved in urban planing and builds more towns like Seaside around the country, this book is an essential starting point for understanding DPZ's controversial town-making principles.

Book Description

Seaside provides a history of the town, interviews with its?planners, zoning and building codes, and drawings, photographs, and?descriptions of over 120 buildings by 40 architects.

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Seaside: Making a Town in America
Keller Easterling Mohney David
Manufacturer: Princeton Architectural Pres
ProductGroup: Book
Binding: Paperback
ASIN: B000UDJOA4

Book Description

ART TALK is an essential guide for beginning to intermediate adult artists. ART TALK is packed with everything the artist/author has learned and in fifteen years of painting and studying art. She makes watercolor easy to understand and methodically explains how to paint various subjects. She explains how to make a thumbnail sketch, transfer a small sketch to larger paper or canvas, get a roof peak in the right spot, draw a checkerboard or tile floor in correct perspective, make quick, accurate drawings, make handmade paper, and more. ART TALK is well illustrated and is a must for any painter.

Book Description

Discover the secrets the pros use when they scan, retouch and enhance photos. This essential workbook and CD will show you how to make a bad photo look good and a good photo look great!

Make Your Photos Really Zing: Your Second Step-By-Step Guide to the Ultimate Image

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Make Your Photos Really Zing: Your Second Step-By-Step Guide to the Ultimate Image
Tom Underhill
Manufacturer: Creative Continuum
ProductGroup: Book
Binding: Hardcover

General | Photography | Arts & Photography | Subjects | Books

Digital Photography | Digital Photography & Video | Computers & Internet | Subjects | Books
ASIN: 1932252258

Book Description

Discover more of the secrets the pros use when they retouch and enhance photos.

Composite image creation
Removing photo haze
60s and 70s red shift
Advanced cropping
Sepia tones
Digital band-aids
Restoring faded color photos
Adding, moving and removing people

This full-color workbook and CD dramatically enhances your photo retouching skills.

Book Description

Head investigator Mitsukazu Hisago, investigator Mori Shimeki, his female Pomeranian Kobayashi-kun, and secretary Nagi Tsukumo have recently opened their detective agency. With little work and an abundance of time on their hands they indulge in typical office banter and politics. To pass the time they find themselves trying to come up with cool phrases to say once they corner their next culprit. The title comes from the fact that the investigators' last names in Chinese characters are 135 and 753, which add up to 888 - three eights.

Customer Reviews:

A Pleasant Surprise.......2006-03-14

The style of this manga was not something that instantly caught my eye, but this manga is really worth checking out. This first volume is jam-packed with story. The cases the trio undertakes are unusual and amusing. I found Nagi-chan to be especially cute, with her strange desire to be involved in a "passionate love affair."

Proceedings of the Ocean Drilling Program, Initial Reports:volume 146: Part 1 Cascadia Margin (sites 888 - 892) Part 2 Santa Barbara Basin (site 893) September 22 - November 22, 1992

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Proceedings of the Ocean Drilling Program, Initial Reports:volume 146: Part 1 Cascadia Margin (sites 888 - 892) Part 2 Santa Barbara Basin (site 893) September 22 - November 22, 1992
unknown
Manufacturer: National Science Foundation, Joint Oceanographic Institutions, Inc. And the Ocean Drilling Program, Texas A&M
ProductGroup: Book
Binding: Hardcover
ASIN: B000KFRDI2

Proceedings of the Ocean Drilling Program, Scientific Results:volume 146: Part 1 Cascadia Margin (sites 888-892) Part 2 Sanya Barbara Basin (site 893) September 20 - November 22, 1992

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Proceedings of the Ocean Drilling Program, Scientific Results:volume 146: Part 1 Cascadia Margin (sites 888-892) Part 2 Sanya Barbara Basin (site 893) September 20 - November 22, 1992
Lona Haskins (volume editor) Dearmont
Manufacturer: National Science Foundation, Joint Oceanographic Institutions, Inc. And the Ocean Drilling Program, Texas A&M
ProductGroup: Book
Binding: Hardcover
ASIN: B000KEUHT0

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Ordines Coronationis Franciae: Volume 2, Texts and Ordines for the Coronation of Frankish and French Kings and Queens in the Middle Ages, Volume 2

Manufacturer: University of Pennsylvania Press
ProductGroup: Book
Binding: Hardcover
ASIN: B000I8RQAG

Book Description

All the information a fashionista needs to look and feel great, including * 500 stores per city * a glossary of fashion terms * detailed maps * convenient lunch spots. The stores are listed alphabetically and each entry contains a detailed description of its * merchandise * target customer * fashion signature * address * phone number * store hours Where to Wear includes everything from discount to designer, repairs and services, as well as beauty and fitness.

Customer Reviews:

I just didn't use it enough.......2005-05-01

If your trip to London is purely about shopping, then I would suggest this book. There is sooo much shopping in London, it can get boggling. However, I was there 8 days and that was not even enough time to see the sights I wanted to see, let alone shop. I did minimal shopping while in London because I was just so tired and my feet hurt so bad. I did flip through this book for Camden Town Markets and it had some info (very little) on that. This book is laid out more for if you know the store you want it will tell you where to find it. There is also a smaller section orgainzed by areas of London and what shops you can find there. There are no maps in this book so you'll need your own map if you are not familiar with the area. It also had very small sections on places to eat within the various shopping places. The size is not too large, but not tiny. You can carry it with you but in a larger size purse or bag. I would suggest foregoing this book if the main purpose of your London trip is NOT shopping. Otherwise, go for it!

A fashionista's must-have!.......2001-12-14

If you love shopping, or if you know someone who does, get this book. It's a great little guide to all THE best shops in London, from designer boutiques, to outlets, department stores, through to groovy little thrift markets.

This has certainly made my retail-therapy sessions a lot easier! The best part is that you can look up a street in the index, and find out all the shops on that street. SUCH a good idea. I looked up King's Road, and found I could buy everything there from a wedding-dress to a used biker jacket. Now, when I marry a Hell's Angel, I'm all set.

It takes all the legwork out of shopping. And the reviews are smart, wittily written, and tell you everything you need to know.

Now you need never be intimidated by snooty shop assistants ever again. When they say bitchy things to you, like, "Does madam need a size larger? Only we don't seem to stock one. Maybe two sewn together?" you can come STRAIGHT back with something like, "This is your third outlet, isn't it? Hmmm. I wonder why they didn't choose you to run the bigger branch..."

A small victory, but it matters.

I've never been prompted to write a review before, but this is such a cool little book. If this doesn't help you look like a supermodel - you need your reading-glasses fixed. (And this book will tell you where to do that, too.)

You can get guides to other shopping paradises, too - from New York, San Fran and Paris. I daren't even look, or I know I'll be blowing my shopping money on plane tickets.

Genius.

Book Description

"Shortchanged" takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy's rise -- stagnant wages, rising numbers of working poor, and the 12 million U.S. households without bank accounts -- and investigates the sleazy practices -- instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans -- that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, "Shortchanged" puts the spotlight on the shady side of America's economic underbelly.

Customer Reviews:

Socialist Rant.......2007-01-29

I bought this book because I love books about economics and finance. I enjoy reading about the pitfalls of credit and the dangers of an over-leveraged society. And I wish everyone could pull themselves out of this dangerous cycle and live debt-free.

What I don't love, however, is reading an author who puts the blame for society's ills on everyone but the individual. For example, it's not Joe Sixpack's problem that he makes $8 an hour, but HAS to have a $4,000 big-screen LCD television. It's Sony's fault for having compelling marketing, and the predatory bank's fault for loaning him the money, and Wal-Mart's fault for selling him the TV, and the cable company's fault for broadcasting NFL games, and the NFL's fault for allowing games to be televised. Poor Joe Sixpack -- he can't possibly live with a 20" CRT TV -- he needs an LCD TV. So he's a victim.

It's also not Joe's fault for the 32% interest, over-limit and late fees he's paying. It's the bank's fault for not letting Joe slide when he needed beer money and a cool stereo for his new car and couldn't pay his bills for a few months. Poor misunderstood Joe.

The author also rails against payday lenders. Never mind that payday lenders employ ten of thousands of people in blighted urban areas, and provide much needed access to money to buy food or heating oil. They're evil because they expect that money back! And who are they to add an interest rate to cover operational expenses and provide salaries for those inner-city employees? The nerve!

I should have read about the author before purchasing this book. If I had realized that he was a purveyor of pseudo-science (sociologist) living in an ivory tower, and not an employed, real-world financial analyst I would have passed. I did manage to sell it used for two-thirds of what it cost me though. I guess I'll just consider that interest paid.

the underbelly of a modern economy.......2006-07-02

Karger reveals what he accurately terms the "fringe economy". Something possibly unknown to those safely enscounced in the American middle class. This fringe is inhabited by working class people, which might have experienced a bout of bad luck. This can come in the form of losing a job, or having a very low paying one. Or perhaps a chronic illness, that severely restricts what types of jobs one can get.

Within the fringe economy, the book shows a range of companies that might be accurately described as predatory. Offering short term payroll loans that amount to over 100% interest on an annualised basis. Or for those unable to buy furniture, these are made available on a rental basis. Again, typically at an annual rate of over 100%. Such techniques might perhaps be aimed at those who exhibit poor personal money management. The deservedly imprudent, if you will. But the techniques also take aim at those who carefully count every dollar, and who do not squander what little they have.

Intriguing, insightful, suffers only from some disorganization.......2006-01-21

The fringe economy is a poorly-understood shadow structure operating below the surface of maintstream life, according to Karger, a professor of Social Work in Texas. His outlook is more broad than deep, but I applaud both the scope of his work and his policy recommendations. While I would disagree with a few of them (as an economist I have a slightly different perspective of the function of financial institutions), the suggested policy actions offer a launching point for further discussion that is missing in some other purely emotive works. I also applaud Karger's effort to tackle this fairly ethereal subject (much like the idea of the 'economy' itself) and put it into human terms.

I knock one star for the presentation of statistics - there's a little too much of it without enough order to support their presentation. However, these do not detract from the logic of the book, only from the continuity in a few sections. Otherwise, an eye-opening read.

Excellent Book!.......2005-12-28

"Pawn shops, check cashers, rent-to-own stores, payday and tax-refund lenders, auto-title-loans, buy-here-pay-here used car lots - what seems to be small independent storefront operations turn out to be part of an economy dominated by well-financed corporations with little-no oversight and increasingly strong ties to mainstream financial institutions" - so claims "Shortchanged" summary material. The book then goes on to provide stories of real people trapped in perpetual debt, usually starting with overpriced goods, and acerbated by high interest rates and required extra charges.

Karger admits that serving the poor can cost more, and thus would justify higher prices. However, he cites examples of pawning a vehicle for 1/3 its value and paying interest of up to and over 300%/year to get it back, depositing $100s-$1,000+ in low-interest savings accounts to acquired a secured credit card that charges 30%/year rates (and more) to use, check cashers paying 3% to cash relatively risk-free government checks - and concludes that clearly the line separating "reasonable" from "unreasonable" was crossed.

Karger's material is well-documented, providing sources for his claims - eg. "almost 10% of unbanked households' net income is spent on alternative financial services,." "consumer debt, excluding mortgages, averaged about $19,000/family in '04," "68% of EITC and CTC eligible families use tax preparers (average cost $305 in '01; total of $1.3 billion vs. $EITC payouts of $30 billion." However, sometimes these claims, despite documentation, do not seem to hold water - eg. Karger states that the "bulwark of public assistance programs cost $125 billion/year or less (low-income housing, AFDC and its successor program, food stamps, WIC, school lunch), compared to check cashers, payday lenders, pawn shops, rent-to-own growing $78 billion in '01 - the problem is that the $78 billion did not appear substantiated by the detail.

Information on how these purveyors of credit to the poor avoid usury laws is provided - eg. require a loan applicant to sell up to three household items to the lender, and then lease them back.

The material on home mortgages for the poor was particularly eye-opening - balloon payments, shared appreciation mortgages (due at maturity), extra insurance fees, foreclosure "help" that often takes the customer's equity, and high interest rates (location, credit rating). Car sales (over-priced to begin with) that allow the seller to break-even in about three months, accompanied by a 30% repossession rate for "buy-here-pay-here" and frequent profitable trade-ins upon breakdown. (They even have companies that rent tires - at high fees and rates!)

Debt counselors get about 15% from money paid to credit card companies - some counseling firms are reputable and provide good service. Others steer money towards the credit card companies, neglecting home mortgage and car payments. Only 26% complete the process.

So, one wonders, if these firms are making so much money, why don't others come in and compete down the charges. In some cases this is happening - Wal-Mart is now providing check-cashing services at far lower charges than check-cashing stores. On the other hand, there is also a problem with low-income consumers being their own worst enemies - eg. not knowing that they could cash a payroll check free at the issuing bank, or even the advantages of having a bank account. (I'm left wondering how President Bush's privatization of Social Security would possibly avoid these people being taken advantage of.)

An excellent book, even for someone like myself who thought he knew it all already!

Wake Up Call/Christmas gift.......2005-12-18

While Nickel and Dimed is an excellent read, in key ways it lacks authenticity. Barbara Ehrenreich, while attempting to live the marginal life, could always fall back on the resources of her "real" life, which she admittedly does on occasion. Her actions in these instances underscore the importance of Karger's book. Where do the actual poor, who can't step out of a temporary context, go when they need something to fall back on? As Karger so clearly illuminates, they must look to those who "have" and are anxious to give - at interest rates that guarantee the customer will be back, again and again. Karger's keen observation of the relationship between morality and economy may hit too close to home for those benefiting from the system. For those committed to reform of a predatory economy, he offers critical strategies for change. This book is an eye opener and a wake-up call to those of us who have not lost our moral center.

On a personal note, my friends and family who will see themselves in this book - lured by the "easy" money of the fringe economy - have gotten this book as a PRE-Christmas present. I hope they read it before they borrow money they'll never to really be able to pay back to buy Christmas gifts they can't really afford.

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Working in the Voluntary Sector
Craig Brown
Manufacturer: How To Books Ltd
ProductGroup: Book
Binding: Paperback

Nonprofit Organizations & Charities | Industries & Professions | Business & Investing | Subjects | Books

Expanding Bank Outreach Through Retail Partnerships: Correspondent Banking in Brazil (World Bank Working Papers) (World Bank Working Papers)

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Expanding Bank Outreach Through Retail Partnerships: Correspondent Banking in Brazil (World Bank Working Papers) (World Bank Working Papers)
Adam Parsons , and Eduardo Urdapilleta
Manufacturer: World Bank Publications
ProductGroup: Book
Binding: Paperback

General | Popular Economics | Business & Investing | Subjects | Books

General | Business & Investing | Subjects | Books

Banks & Banking | Industries & Professions | Business & Investing | Subjects | Books

Retailing | Industries & Professions | Business & Investing | Subjects | Books

General | Small Business & Entrepreneurship | Business & Investing | Subjects | Books

Product Description

This paper explores the extent to which formal, regulated financial institutions such as banks have been able to partner with "correspondents" - commercial entities whose primary objective and business is other than the provision of financial services. The paper illustrates the case of Brazil, where banks recently have developed extensive networks of such correspondents. Such arrangements result in lower costs and shared risks for participating financial institutions, making these arrangements an attractive vehicle for outreach to the underserved. Correspondent banking requires an enabling environment to emerge, and poses some regulatory challenges and some increase in risk. While there are reasons why this model was particularly successful in Brazil, it may be replicable elsewhere if appropriate regulatory adjustments are undertaken.

Transformations in Social Security Systems, (International Institute of Administrative Science Monographs, 3)

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Transformations in Social Security Systems, (International Institute of Administrative Science Monographs, 3)

Manufacturer: IOS Press
ProductGroup: Book
Binding: Paperback

Management | Management & Leadership | Business & Investing | Subjects | Books

20th Century | World | History | Subjects | Books

Public Affairs & Administration | Government | Nonfiction | Subjects | Books

Public Policy | Government | Nonfiction | Subjects | Books

Federal Government | Government | Nonfiction | Subjects | Books

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Social Security | Politics | Nonfiction | Subjects | Books

All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 9051993382

Book Description

In this book comparative analysis is given of the way governments and social security systems reacted to the challenges facing established social security systems - and also social security systems to be established - in the context of the end of the XXth century: globalization and the changes it has brought in the perception and possibilities of establishing or maintaining the welfare state. The selection of countries is due to both scientific criteria - it has been decided to start with western industrialized countries - and non scientific ones: the availability of specialists in selected countries. It is clear therefore that, even if restricted to western industrialized countries, the sample of countries which are studied here are not representative of all the main systems of social security. Countries such as Germany, France and the Netherlands are clearly missing for those readers who are looking for a broad description of existing systems. Looking at the different chapters of this book, a rather diverse and broad overview of problems and solutions are given, adapting social security systems to the environment of the XXIst century.

Acting for nurses in aged care: NZNO is sometimes accused of focusing too much on the public sector to the detriment of nurses working in aged care.(professional ... article from: Kai Tiaki: Nursing New Zealand

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Acting for nurses in aged care: NZNO is sometimes accused of focusing too much on the public sector to the detriment of nurses working in aged care.(professional ... article from: Kai Tiaki: Nursing New Zealand
Margaret Cain
Manufacturer: New Zealand Nurses' Organisation
ProductGroup: Book
Binding: Digital
ASIN: B00082J7JK
Release Date: 2005-07-31

Book Description

This digital document is an article from Kai Tiaki: Nursing New Zealand, published by New Zealand Nurses' Organisation on May 1, 2004. The length of the article is 939 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Acting for nurses in aged care: NZNO is sometimes accused of focusing too much on the public sector to the detriment of nurses working in aged care.(professional focus)
Author: Margaret Cain
Publication: Kai Tiaki: Nursing New Zealand (Magazine/Journal)
Date: May 1, 2004
Publisher: New Zealand Nurses' Organisation
Volume: 10 Issue: 4 Page: 23(1)

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Campaigning for fair pay in the private sector: NZNO--both members and staff--will be working hard this year to ensure the benefits of fair pay in the ... article from: Kai Tiaki: Nursing New Zealand

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Campaigning for fair pay in the private sector: NZNO--both members and staff--will be working hard this year to ensure the benefits of fair pay in the ... article from: Kai Tiaki: Nursing New Zealand
Cee Payne-Harker
Manufacturer: New Zealand Nurses' Organisation
ProductGroup: Book
Binding: Digital

Management | Management & Leadership | Business & Investing | Subjects | Books

Book Description

This digital document is an article from Kai Tiaki: Nursing New Zealand, published by New Zealand Nurses' Organisation on March 1, 2005. The length of the article is 1015 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Campaigning for fair pay in the private sector: NZNO--both members and staff--will be working hard this year to ensure the benefits of fair pay in the public sector flow through to nurses and caregivers in the private sector.(Industrial Focus)
Author: Cee Payne-Harker
Publication: Kai Tiaki: Nursing New Zealand (Magazine/Journal)
Date: March 1, 2005
Publisher: New Zealand Nurses' Organisation
Volume: 11 Issue: 2 Page: 25(1)

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Contracting Out in Government: A Guide to Working With Outside Contractors to Supply Public Services (Jossey Bass Public Administration Series)

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Contracting Out in Government: A Guide to Working With Outside Contractors to Supply Public Services (Jossey Bass Public Administration Series)
John A. Rehfuss
Manufacturer: Jossey-Bass Inc Pub
ProductGroup: Book
Binding: Hardcover

Management | Management & Leadership | Business & Investing | Subjects | Books

Public Policy | Government | Nonfiction | Subjects | Books

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ASIN: 1555421377

Decision Support in Public Administration: Proceedings of the Ifip Tc8/Wg8.3 Working Conference on Decision Support in Public Administration Noordwi (IFIP ... A: Computer Science & Technology)

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Decision Support in Public Administration: Proceedings of the Ifip Tc8/Wg8.3 Working Conference on Decision Support in Public Administration Noordwi (IFIP ... A: Computer Science & Technology)
Pieter W. G. Bots , and H. G. Sol
Manufacturer: North-Holland
ProductGroup: Book
Binding: Paperback

MIS | Industries & Professions | Business & Investing | Subjects | Books

Management | Management & Leadership | Business & Investing | Subjects | Books

Manager's Guides to Computing | Business & Culture | Computers & Internet | Subjects | Books

Technical Support | Business & Culture | Computers & Internet | Subjects | Books

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Public | Administrative Law | Law | Subjects | Books
ASIN: 044481485X

The experience of dietitians working on interventions in the takeaway food sector: lessons for workforce development. (Original Research).: An article ... of the Dieticians Association of Australia

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The experience of dietitians working on interventions in the takeaway food sector: lessons for workforce development. (Original Research).: An article ... of the Dieticians Association of Australia
Roger Hughes
Manufacturer: Thomson Gale
ProductGroup: Book
Binding: Digital

General | Cooking, Food & Wine | Subjects | Books

Cooking, Food & Wine | Subjects | e-Docs | Formats | Books
ASIN: B0008DBZH6
Release Date: 2005-11-01

Book Description

This digital document is an article from Nutrition & Dietetics: The Journal of the Dieticians Association of Australia, published by Thomson Gale on March 1, 2003. The length of the article is 3388 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: The experience of dietitians working on interventions in the takeaway food sector: lessons for workforce development. (Original Research).
Author: Roger Hughes
Publication: Nutrition & Dietetics: The Journal of the Dieticians Association of Australia (Magazine/Journal)
Date: March 1, 2003
Publisher: Thomson Gale
Volume: 60 Issue: 1 Page: 38(4)

Distributed by Thomson Gale

Financial Sector Dimensions of the Colombian Pension System (World Bank Working Papers)

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Financial Sector Dimensions of the Colombian Pension System (World Bank Working Papers)
Heinz P. Rudolph , Hela Cheikhrouhou , Roberto Rocha , and Craig Thorburn
Manufacturer: World Bank Publications
ProductGroup: Book
Binding: Paperback

General | Popular Economics | Business & Investing | Subjects | Books

General | Personal Finance | Business & Investing | Subjects | Books

Retirement Planning | Personal Finance | Business & Investing | Subjects | Books

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Product Description

This paper provides an assessment of the funded pension system and the quality of the regulatory framework for both accumulation and payout phase. It suggests that the lack of portfolio diversification may contribute in the future to low returns and poor pensions and provides a number of recommendations to expand the opportunities of investments to pension funds. The paper also finds that pension fund administrators are not exploiting the scale economies in certain areas of the business such as collection of revenues and account management, and proposes mechanisms to reduce costs and increase efficiency through greater competition. The paper examines the products and options offered at retirement age and finds a bias toward the payment of pensions in the form of lump sums and suggests alternatives for improving the availability of other instruments. Enhancements to the regulatory framework of insurance companies are also proposed.

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