Average customer rating:
|
Creating a Stress-Free Office (Gower Management Workbooks) (Gower Management Workbooks) (Gower Management Workbooks)
Simon Priest
Manufacturer: Ashgate Publishing
ProductGroup: Book
Binding: Paperback
 Labor Policy
| Popular Economics
| Business & Investing
| Subjects
| Books
General
| Job Hunting & Careers
| Business & Investing
| Subjects
| Books
Labor & Industrial Relations
| Economics
| Business & Investing
| Subjects
| Books
General
| Business & Investing
| Subjects
| Books
Human Resources & Personnel Management
| Industries & Professions
| Business & Investing
| Subjects
| Books
Management
| Management & Leadership
| Business & Investing
| Subjects
| Books
Stress Management
| Self-Help
| Health, Mind & Body
| Subjects
| Books
General
| Psychology & Counseling
| Health, Mind & Body
| Subjects
| Books
Occupational & Organizational
| Psychology & Counseling
| Health, Mind & Body
| Subjects
| Books
Industrial Psychology
| Psychology & Counseling
| Health, Mind & Body
| Subjects
| Books
All Titles
| Qualifying Textbooks - Fall 2007
| Stores
| Books
Business & Investing
| Qualifying Textbooks - Fall 2007
| Stores
| Books
ASIN: 0566079739 |
Amazon.com
Bill and Mary Toohey are about as average as a couple can be. They live in Iowa, pull down about $65,000 a year combined, and have three children. What's not average about them is that they have a net worth of about a half-million dollars. They've paid off their mortgage, and they paid cash for their cars. Their oldest daughter graduated from college with no debts and with money in the bank. How did they manage? It takes a book to explain the particulars, but the executive summary is this: They lived on about half their income, and saved and invested the other half. Part of their plan is simply saying no to impulse purchases such as soft drinks and candy bars. (They show how they accumulated $26,733 in eight years by investing the money they didn't spend on junk.) Their strategy involves, in part, shopping around for the best price on their big-ticket purchases. (They take you step by step through a few transactions, from research to purchase, so you can do this yourself.) But the biggest part is living small. They have a modest house (one bathroom). They don't try to keep up with the Joneses. Their investment strategy is very simple, mostly stock index and bond funds. By never trying to be more than average, they made themselves extraordinary.
It's hard to imagine that many people will be able to follow their entire program--that one-bathroom house will probably stop most readers in their tracks--and some of their ideas about cheap entertainment seem a little far-fetched. For example, if you're thinking of taking the children to the circus when it comes to town, they advise, take them instead to watch the circus troupe setting up tents and feeding the animals. Imagine the family fun when the kids go to school and realize all their friends got to see the actual circus. Still, there should be plenty of useful advice in this Guide to Financial Freedom for any family. Most of it is simple and makes intuitive sense, and the Tooheys' breezy, conversational writing style makes you feel as though you were sitting with them in their (small) living room while they shared it. Best of all, their plan clearly works. A half-million in savings on a middle-class income is a pretty good leg to stand on when offering advice. --Lou Schuler
Book Description
Bill and Mary Toohey are average middle income people from a small Iowa town. Bill has been employed for 23 years as a Vocational Rehabilitation Counselor and Mary has worked for 20 years as an Office Manager for a small psychological firm. They started saving and investing in 1991 when their net worth was $63,000.
Eight years later their net worth was
$467,000. In other words, their assets increased by an average of more than
$50,000 per year during that period while their income (not counting dividends and capital gains) averaged about
$65,000 per year. But it wasn't always easy. They have three children, Colleen (24), Tim (22), and Meghann (14). Tim has been severely disabled since birth and despite the challenges of helping Tim cope with his chronic illnesses, the Toohey family has been able to achieve financial freedom on a modest income. They were able to build a sizable nest egg in eight years while encountering some of life's biggest expenses during the period. They helped to pay for their daughter's college education and wedding, paid cash for a new car, and made several expensive home improvements. Despite those major expenses the Tooheys still managed to save
46% of their gross income and were listed among the "Best Personal Finance Managers in America" in the December 1994 issues of Money magazine. The Tooheys' story, in an article written by Bill, appeared in the April 1997 issue of Money magazine. Mary co-authored an article published in the February 1998 issue of McCall's magazine. In May, 1997 Bill was invited to speak at Money magazine's Elgin Project seminar series. Money magazine "adopted" Elgin, Illinois and brought in speakers with expertise in personal finance. Former President Bush kicked off the event.
How did they do it? How do they think? How do they live? Is it possible to save so much and still have a decent life? Can my family do this? Get the answers to all these questions and more in a book written specifically for families with children who don't earn big bucks.
Customer Reviews:
The Average Family's Guide to Fincanical Freedom.......2007-05-13
The book is a great information guide to fincanical freedom
A lot to like but some major inconsistencies.......2006-04-02
I like this book a lot. I have read it twice and both times I feel like I learned something. The major point of this book is to spend less as a way to save more. Tackling all areas of your life the authors show you how they were able to save in each area. The major problems I had with this book was the general sense of inconsistencies. I'll give you two: First, the authors report they make a very modest income and yet they report being able to budget a massive amount (or what I would consider a substantial portion) of money to pay for items in cash. These items include appliances, cars, computers, etc. After I attempted to create a similar budget, I immediately realized that this would not be possible. They report that they no longer make a house payment and this might explain how they have the money to save for all these items, BUT they also report that they now channel their house payment into investments.
Second, the authors report that they have two cars that they replace every 7 years by paying cash. However, later in the book, Mrs. Toohey reports in a table regarding maintenance that she inserted "hypothetical" miles when it came to car maintenance that even though "hypothetical," the 230,000 miles that she put in the table is an ideal b/c Mr.Toohey obtained a lifetime replacement warranty on the exhaust system. I don't know about you, but 230,000 for people who live close to work in seven years is not realistic.
So it was little things like this that made me wonder if they were just writing things that sounded good. There are no inconsistencies in the truth. Otherwise a decent book...3.5 stars.
Wonderful and real.......2004-12-02
I have been on a true quest to educate myself and my husband about finances. We need to plan for retirement and still be able to enjoy this stage of our life too. I have read a lot books and talked to several experts and was always left with the "too late, too bad" feeling. This book was so well thought out and the advise so "doable" I feel I have at last found the proper tool to get (and keep) our financial life in the order I have been looking for all this time. This is a real treasure of information presented in such a friendly format even my hesiatant husband read it cover to cover. My husband has stayed away from all the other books I have read because he did not want to be scolded or dictated to, this book is like having a long talk with that favorite uncle ----information but not judgements or unreal suggestions. Thank you Bill and Mary!!!
Excellent ideas on saving and early retirement.......2004-05-08
I thoroughly enjoyed the book which gives new ideas about how to handle family finances so that a job doesn't take priority over your freedom and family.
In answer to a previous reviewer who wondered how their investments faired in the bear market, according to the book they invested in Vanguard index bond funds which are based on secure bonds like the US treasury bonds so I suspect that they still have their money and some extra as well.
Common sense living in a non-sensical age.......2004-01-09
I find myself returning to this book periodically for inspiration. You don't have to be a wage slave forever. If you are willing to live well within (or drastically under) your means, you can accumulate enough wealth to chart your own course in life.
The Tooheys give a number of concrete examples of ways to cut expenses. They also call into question a number of the assumptions we make as a result of our brainwashing by modern media. For example: Why does a family really need more than one full bath in a house?
To someone fully immersed in our culture's consumer rat-race, the Tooheys are going to seem a bit radical. We are all a bit too accustomed to focusing on convenience and immediacy rather than long term cost. Try to keep an open mind and remember that the best things in life can't be found in a shopping mall.
Book Description
A nice balance between the conceptual and empirical, as well as the theoretical and practical, Judicial Politics is a uniquely accessible and interesting reader. Featuring carefully selected articles from Judicature, this reader delivers the journal's renowned diversity of opinion, accessibility of writing, and welcome blend of both scholarly and real-world perspectives. Students will benefit from a varied and comprehensive set of views from judges, lawyers, law professors, and social scientists.
Elliot Slotnick provides important background and context for each section of the book, covering such topics as actors in the system, the politics of representation, state courts, and judicial policymaking. The third edition's articles (of which 29 are new) reflect alternate--and in some case, opposing--points of view so that students can reflect more thoughtfully on the American justice system. Proven in the classroom, this new edition is useful for any course in judicial process, law and society, constitutional law, or judicial administration.
Average customer rating:
|
Judicial Politics: Readings from Judicature
Manufacturer: American Judicature Society
ProductGroup: Book
Binding: Paperback
General
| Law
| Subjects
| Books
General
| Politics
| Nonfiction
| Subjects
| Books
Relations
| International
| Politics
| Nonfiction
| Subjects
| Books
ASIN: 0938870564 |
Book Description
A collection of nearly 70 articles from the Society's journal, designed for classroom use.
Average customer rating:
|
Farm Land Erosion
Manufacturer: Elsevier Publishing Company
ProductGroup: Book
Binding: Hardcover
Soil Science
| Agricultural Sciences
| Science
| Subjects
| Books
General
| Agricultural Sciences
| Science
| Subjects
| Books
Agronomy
| Agricultural Sciences
| Science
| Subjects
| Books
General
| Science
| Subjects
| Books
General
| Geology
| Earth Sciences
| Science
| Subjects
| Books
Air
| Pollution
| Environmental
| Civil
| Engineering
| Professional & Technical
| Subjects
| Books
General
| Agricultural Sciences
| Professional Science
| Professional & Technical
| Subjects
| Books
ASIN: 0444814663 |
Book Description
During the last twenty years, mutations within agricultural systems in France and Europe have brought on a spectacular worsening of soil erosion and degradation. This volume, contributed to by scientists from 25 countries, discusses how this risk can be evaluated, and which solutions should be adopted without radically disturbing the socio-economic orientation of major agricultural regions. It is an excellent starting point for the development of new research themes, and will be of great value to soil and environmental scientists, and to all those involved in land irrigation and drainage.
Book Description
This digital document is an article from Review of Business, published by St. John's University, College of Business Administration on January 1, 1998. The length of the article is 1531 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
From the supplier: China's agricultural production may not be able to keep pace with its population growth due to a number of complex problems. Aside from having unproductive land, the agricultural sector is burdened by the rapid loss of arable land and a large amount of soil erosion. China's total area of arable land has decreased from 111.83 million hectares in 1957 to 95.50 million hectares. About 15% of farmland lose between 30 to 70 metric tons of soil per hectare due to erosion, while another 15% lose between 80 to 120 metric tons.
Citation Details
Title: Land loss and erosion in China: a report.
Author: Igor Tomic
Publication:
Review of Business (Refereed)
Date: January 1, 1998
Publisher: St. John's University, College of Business Administration
Volume: v19
Issue: n2
Page: p34(3)
Distributed by Thomson Gale
Book Description
This digital document is an article from Implement & Tractor, published by Agra USA on August 1, 1988. The length of the article is 2404 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: What's new in tillage research.
Author: Frank Buckingham
Publication:
Implement & Tractor (Magazine/Journal)
Date: August 1, 1988
Publisher: Agra USA
Volume: v103
Issue: n9
Page: p6(4)
Distributed by Thomson Gale
Average customer rating:
|
Eroding the family farm: Agricultural policy and stewardship of the land
John L Lamb
Manufacturer: Dakota Resource Council Education Project
ProductGroup: Book
Binding: Unknown Binding
General
| Agricultural Sciences
| Science
| Subjects
| Books
Sustainable Agriculture
| Agricultural Sciences
| Science
| Subjects
| Books
General
| Geology
| Earth Sciences
| Science
| Subjects
| Books
ASIN: B000716IR6 |
Average customer rating:
|
New Aspects of Nuclear Dynamics (Nato a S I Series Series B, Physics)
J.H. Koch , and
P.K.A. De Witt Huberts
Manufacturer: Springer
ProductGroup: Book
Binding: Hardcover
General
| Biology
| Biological Sciences
| Science
| Subjects
| Books
General
| Science
| Subjects
| Books
General
| Physics
| Science
| Subjects
| Books
Atomic & Nuclear Physics
| Nuclear Physics
| Physics
| Science
| Subjects
| Books
General
| Nuclear Physics
| Physics
| Science
| Subjects
| Books
Nuclear
| Engineering
| Professional & Technical
| Subjects
| Books
General
| Biology
| Biological Sciences
| Professional Science
| Professional & Technical
| Subjects
| Books
General
| Arts & Photography
| Subjects
| Books
ASIN: 0306433923 |
Average customer rating:
|
Test item file for Introductory chemistry
Steven S Zumdahl
Manufacturer: D.C. Heath
ProductGroup: Book
Binding: Unknown Binding
General & Reference
| Chemistry
| Science
| Subjects
| Books
General & Reference
| Chemistry
| Professional Science
| Professional & Technical
| Subjects
| Books
ASIN: 0669144746 |
Book Description
Quantum mechanics stands as one of the most remarkable achievements of the 20th century, providing startling insight into the nature of matter and a spectacularly successful predictive theory. However, while the predictive ability of the quantum theory has been rigorously tested time and again, so that it now satisfies any criterion of reliability as a tool of scientific inquiry, fundamental difficulties remain with its interpretation. The Mystery of the Quantum World, Second Edition introduces the philosophical issues raised by the success of the quantum theory and lucidly outlines the different points of view adopted by various physicists striving to understand the meaning underlying the theories used every day. The author encourages you to see how the most successful of physical theories is relevant to issues outside physics. Revised and expanded, this edition includes a new chapter that introduces the most important of the recent developments in quantum theory. The authoritative selection of topics ensures that readers already familiar with the first edition of the book will extend their knowledge of quantum theory, and those with no previous knowledge acquire an insight into this fascinating world.
Customer Reviews:
Intuitive &Thoughtful Discussion of Quantum Theory Bases.......2005-09-15
Rational, clear description of Quantum Theory concepts and their philosophical implications. Contains intuitive introduction to QT fundamentals. An excellent tonic for those books/articles written to sensationalize and make unwarranted philosophical claims based on QT. Author is an applied math professor with greater-than 100 articles on elementary particles. Presents the philosophical problems created by QT and the (respectable) alternative explanations. After describing the alternatives, the author makes some excellent arguments for realism, which some QT pioneers suggested should be abandoned.
A non technical presentation of quantum physics........2001-01-06
Although non technical in its presentation, it contains precise presentation of the implications of quantum mechanics. The author has taken great care not to lose its reader in technical jargon or mathematics. On the other hand, the reader can still understand with precision the origin of the puzzling nature of quantum physics. It will appeal to someone interested in understanding quantum physics for its philosophical implications. Clearly written and enjoyable.
Book Description
How ancient Egyptians understood quantum theory
• Investigates the history of how modern religion and the Age of Science were inspired by the sacred science of the ancients
• Examines how quantum theory explains that the cosmos arises from consciousness
• Reveals the unanimity between Schwaller de Lubicz’s “sacred science” and the science of a cosmos governed by quantum mechanics
Since the dawn of the Age of Science humankind has been engaged in a methodical quest to understand the cosmos. With the development of quantum mechanics, the notion that everything is solid matter is being replaced with the idea that information or “thought” may be the true source of physical reality.
Such scientific inquiry has led to a growing interest in the brain’s unique and mysterious ability to create perception, possibly through quantum interactions. Consciousness is now being considered as much a fundamental part of reality as the three dimensions we are so familiar with. Although this direction in scientific thought is seen as a new approach, the secret wisdom of the ancients presented just such a view thousands of years ago.
Building on René A. Schwaller de Lubicz’s systematic study of Luxor’s Temple of Amun-Mut-Khonsu during the 1940s and ’50s, Edward Malkowski shows that the ancient Egyptians' worldview was not based on superstition or the invention of myth but was the result of direct observation using critical faculties attuned to the quantum manifestation of the universe. This understanding of reality as a product of human consciousness provided the inspiration for the sacred science of the ancients--precisely the philosophy modern science is embracing today. In the philosophical tradition of Schwaller de Lubicz, The Spiritual Technology of Ancient Egypt investigates the technical and religious legacy of ancient Egypt to reveal its congruence with today’s “New Science.”
Average customer rating:
|
So Long, Hector Bebb (Library of Wales)
Ron Berry
Manufacturer: Parthian
ProductGroup: Book
Binding: Paperback
20th Century
| British
| World Literature
| Literature & Fiction
| Subjects
| Books
Classics
| General
| Literature & Fiction
| Subjects
| Books
Contemporary
| General
| Literature & Fiction
| Subjects
| Books
Literary
| General
| Literature & Fiction
| Subjects
| Books
British
| Short Stories
| Literature & Fiction
| Subjects
| Books
ASIN: 1902638808 |
Books:
- Democracy and the Market: Political and Economic Reforms in Eastern Europe and Latin America (Studies in Rationality and Social Change)
- Dialogue: The Art Of Thinking Together
- Drug Testing At Work: A Guide for Employers and Employees
- Economics of Regulation and Antitrust - 3rd Edition
- Employee Benefits in Canada
- Employee Satisfaction in Supported Employment Services: Administration Kit
- Employment and Wages Annual Averages, 2002 (Employment and Wages Annual Survey, 2002)
- Environmental Economics: An Elementary Introduction
- Escape from Violence: Conflict and the Refugee Crisis in the Developing World
- Evaluating Social Programs at the State and Local Level: The Jtpa Evaluation Design Project
Books Index
Books Home
Recommended Books
- Self-Modifying Systems in Biology and Cognitive Science
- Snakes in Suits: When Psychopaths Go to Work
- Scrimshaw: The Whaler's Legacy
- St Thomas Aquinas Summa Theologica
- The Acoustic Guitar Method - Complete Edition: Learn to Play Using the Techniques and Songs of Ameri
- The Merck Manual 18th Edition
- Stars Upstream Life Along an Ozark River
- Key Questions in Career Counseling: Techniques To Deliver Effective Career Counseling Services
- Solid Gold Success Strategies for Your Business
- Rising Sun Sinking: The Battle for Okinawa
