Book Description
A hands-on guide for young people from 16 to 25 years of age on how to handle money.
Written by a money management expert, this book can save young adults from financial ruin. How young people handle their money--and their debt--is a serious national issue. Consider the following fact: the average college student now graduates more than $20,000 in debt, and 97 percent of that debt is non-education related.
Wise, but not preachy, Please Send Money covers all the areas of concern:
--Easy credit and the proliferation of credit cards
--How to manage car payments
--The dangers of using student loans for personal needs and wants
--Dealing with bankruptcy
--Overcoming material temptations
The book is filled with dozens of real-life stories of young people, chronicling their money mistakes and offering prescriptive advice on how young people can both avoid and manage such problems and control their own financial destinies. The book also contains numerous financial tools, from budget and net worth worksheets to a psychology-of-money test and worksheets on the cost of credit and safe debt levels.
Please Send Money is a book parents, friends and relatives will want to buy and slip into a loved one's schoolbag or briefcase.
Customer Reviews:
Review.......2003-04-28
This book was good to read. It is very informative for young adults. I know that this will be very helpful to me next year at college. I liked this book because it was very helpful in demonstrating what should not be done when creating personal financing. The only reason I did not give this book five stars was because while it did say what not to do, I only noticed four instances of when the book mentioned a person doing something correct from the start. Throughout the book the author, Dara Duguay, would tell a person's tale of how they screwed up their financing. Then she would explain how that particular situation could have been better handled. In each of the four instances of someone handling their finances well, it was merely to compare that person to another that didn't do so well.
Overall I liked the book. It gives good advice and is rather easy to read. The lessons the book tries to convey are understood quite well by its target audience (teens). I am glad that I read this book, I will take to heart most of the lessons it teaches.
Please Buy "Please Send Money!".......2002-12-10
"Please Send Money!" is a great book for high school seniors to read before they go off to college and are confronted with financial situations of their own.
This book does a great job of relating that material to the age group for which it was written. The book also includes many personal stories and accounts which help the material come together. I feel it would be worthwile for anyone, especially college students, because it explains how to best maintain a positive financial status. The best thing about this book that is it's easy to read and doesn't drag on.
Even though this book is about a boring topic, money, it actually kept me entertained. The facts in this book are very necessary to know, and it taught me a lot. It made me very fearful of credit cards and bankruptcy. This book gives useful advice about maintaining a balanced budget, while still leaving room for fun. It also talks about investing early in the stock market.
The most useful section of this book is the chapter on saving. No savings is a common problem for students and this book deals a lot with how much and when to start saving. I liked how this book gave solutions for any teenager on any budget. It gave options such as investing only $2 per day and still becoming a millionaire by age 65. It seemed like there was someone for everyone.
Another very important chapter is that about investing in the stock market. The book discussed "not putting all your eggs in one basket" and diversifying your money. The best part about this section was the book did not use only "Wall Street Lingo" but also common place words. It was easy to understand, and that is a huge plus for a financial book for college students.
This book was definately worth the [money] because in the end it could help you to make millions. The only bad this about this book was that it made me very fearful of credit cards and debt. :)
Please Send Money.......2002-12-08
Moving out on your own for the first time is stressful enough, without having to constantly worry about money. However, as Dara Duguay says in her book, Please Send Money: A Financial Survival Guide for Young Adults on Their Own, money is a huge problem amoung young people. I was surprised to learn how many college students accumulate thousands of dollars in debt, often getting in over their head by using credit cards irresponibly. Although personal finance can be confusing and full of dangers for young people, this book shows readers how to avoid common problems and set up and manage a budget. Duguay teaches about the dangers of credit cards, loans, and how to deal with bankruptcy. Through many real-life stories, she illustrates that financial problems can effect anyone. However, by creating a budget for yourself, learning about loans and credit cards, and overcoming the temptation to spend too much, young people can learn to handle their money responsibly. I would definitely recommend this helpful, easy-to-read book to anyone, especially young people, who want to learn more about personal finance.
A Tool Guide for Young Adults.......2002-08-10
I checked this book out at the library and found it very interesting. Some of the youth don't know about money management because no one is showing them. Our eductaion system tells us how to work hard for money; it doesn't teach us how to make money work for us. So many of us, even when we become older are grappling with debt and Congress recently passed a bill that that doesn't help make the financial situation any better.
This is a good reference book for both young and mature adults. It helps the young how to manage money and it is also helpful for parents as a guide to teach underage children.
We need to be aware of credit card companies that market to the young preying on their financial illiteracy. It is up to us, parents and teachers to take action and let them know about money management before they come out of college with additional debt they don't need.
A Must Buy.......2002-06-17
If you are a parent with a child about to enter college, you would be a fool not to purchase this indispensible tool to financial literacy. Take it from me. I've already got three kids at universities across America. The one thing you want to avoid is a desperate call from your son or daughter seeking thousands of dollars to cover an outrageous credit card bill. "Please Send Money" is an easy-to-read book with many (often entertaining) stories illustrating every key point. You don't even realize you're learning!!!!
Book Description
A unique volume that brings together the most innovative and instrumental papers on credit risk modelling to reflect the major developments to date. This volume also focuses on the influences that are currently shaping the industry.
Designed in order for readers to easily familiarise themselves with all the leading authorities, ideas and techniques used in today's business.
The papers are subdivided into easy-reference sections that include credit portfolio modelling and measurement, credit derivatives, default models and prediction, and credit risk modelling in relation to Basel II. Introduced by Michael Gordy, who illustrates the significance that each chapter has on modern credit practice. Allows the reader to compare and contrast two different philosophies in credit risk modelling - "structural models" and "reduced-form models". Covers the statistical and financial tools that lie behind credit risk theory and management in addition to offering a comprehensive treatment of the pricing of credit derivatives, including credit swaps and CDOs. Includes detailed analysis on the basic parameters that dominate credit risk modelling, such as default probabilities, credit ratings, rating transitions and recovery rates.
Book Description
This hard-and-fast course in credit counseling reveals step-by-step instructions on how to legally repair damaged credit the same way the pros do it and offers tricks that work like financial black magic. The 70 least-known credit facts, getting cards with no credit check, dealing with collection agencies and more!
Customer Reviews:
I was disappointed........2004-06-19
This was probably a very helpful book indeed soon after its copywright date of 1988. However, a lot has changed since then and the book badly needs updating.
Average customer rating:
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Cutting-edge campaigns coast-to-coast. (bank advertising campaigns)(Cover Story): An article from: Bank Marketing
Vicki Gerson
Manufacturer: Bank Marketing Assn.
ProductGroup: Book
Binding: Digital
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ASIN: B000988M6C
Release Date: 2005-07-28 |
Book Description
This digital document is an article from Bank Marketing, published by Bank Marketing Assn. on February 1, 1998. The length of the article is 3147 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
From the supplier: Several banks have created innovative and eye-catching advertising campaigns to improve their competitive advantages. Glendale Federal Bank has developed a merger-themed radio spot using ranch-inspired music and sounds. UMB Bank has launched three television commercials emphasizing the bank's strength. Meanwhile, Key Corp has used the popularity and the characteristics of actor Anthony Edwards' television alter-ego to emphasize the bank's image as caring and trustworthy.
Citation Details
Title: Cutting-edge campaigns coast-to-coast. (bank advertising campaigns)(Cover Story)
Author: Vicki Gerson
Publication:
Bank Marketing (Magazine/Journal)
Date: February 1, 1998
Publisher: Bank Marketing Assn.
Volume: v30
Issue: n2
Page: p20(7)
Article Type: Cover Story
Distributed by Thomson Gale
Book Description
This digital document is an article from ColoradoBiz, published by Wiesner Publications, Inc. on December 1, 2001. The length of the article is 741 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: ITech startup of the month. (Cutting Edge).(Brief Article)(Statistical Data Included)
Author: Eric Peterson
Publication:
ColoradoBiz (Magazine/Journal)
Date: December 1, 2001
Publisher: Wiesner Publications, Inc.
Volume: 28
Issue: 12
Page: 46(2)
Article Type: Brief Article, Statistical Data Included
Distributed by Thomson Gale
Book Description
Drawing from a range of materials, Martti Koskenniemi demonstrates how international law becomes vulnerable to the contrasting criticisms of being either an irrelevant moralist Utopia or a manipulable façade for State interests. He examines the conflicts inherent in international law--sources, sovereignty, 'custom' and 'world order--and shows how legal discourse about such subjects can be described in terms of a small number of argumentative rules. Originally published in English in Finland in 1989, this reissue includes a newly written Epilogue by the author.
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Controlled Release, Biochemical Effects of Pesticides, Inhibition of Plant Pathogenic Fungi (Chemistry of Plant Protection, Vol 6)
M. Bahadir
Manufacturer: Springer
ProductGroup: Book
Binding: Hardcover
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ASIN: 0387513167 |
Book Description
The series Chemistry of Plant Protection continues the handbook "Chemie der Pflanzenschutz- und Schädlingsbekämpfungsmittel", edited by R. Wegler. This volume covers contributions on controlled release, biochemical effects of pesticides, inhibition of plant pathogenic fungi.
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Discoveries in Photosynthesis (Advances in Photosynthesis and Respiration)
Manufacturer: Springer
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ASIN: 1402033230 |
Book Description
"Life Is Bottled Sunshine" [Wynwood Reade, Martyrdom of Man, 1924]. This inspired phrase is a four-word summary of the significance of photosynthesis for life on earth. The study of photosynthesis has attracted the attention of a legion of biologists, biochemists, chemists and physicists for over 200 years.
Discoveries in Photosynthesis presents a sweeping overview of the history of photosynthesis investigations, and detailed accounts of research progress in all aspects of the most complex bioenergetic process in living organisms. Conceived of as a way of summarizing the history of research advances in photosynthesis as of millennium 2000, the book evolved into a majestic and encyclopedic saga involving all of the basic sciences. The book contains 111 papers, authored by 132 scientists from 19 countries. It includes overviews; timelines; tributes; minireviews on excitation energy transfer, reaction centers, oxygen evolution, light-harvesting and pigment-protein complexes, electron transport and ATP synthesis, techniques and applications, biogenesis and membrane architecture, reductive and assimilatory processes, transport, regulation and adaptation, Genetics, and Evolution; laboratories and national perspectives; and retrospectives that end in a list of photosynthesis symposia, books and conferences. Informal and formal photographs of scientists make it a wonderful book to have. This book is meant not only for the researchers and graduate students, but also for advanced undergraduates in Plant Biology, Microbiology, Cell Biology, Biochemistry, Biophysics and History of Science.
Book Description
“Chemistry: Foundations and Application” is an accessible four-volume set that covers chemistry’s laws, processes, applications and sub-disciplines, reviews the history of the field, including modern research and practical applications, and includes biographies of scientists past and present. Varied topics that examine and explain chemistry's many branches, including inorganic, industrial, atmospheric and computational chemistry, and biotechnology allow students and general-interest readers alike to explore the myriad ways in which chemistry plays an important role in daily life.
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Cordilleran Section of the Geological Society of America (Centennial Field Guide, Vol 1)
Manufacturer: Geological Society of America
ProductGroup: Book
Binding: Hardcover
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ASIN: 0813754011 |
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- Electroweak theory in a very physical language
|
Introduction to Electroweak Unification: Standard Model from Tree Unitarity
J. Horejsi
Manufacturer: World Scientific Publishing Company
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Binding: Hardcover
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ASIN: 9810218575 |
Customer Reviews:
Electroweak theory in a very physical language.......2000-02-02
It has become standard to emphasize the gauge symmetries - those spontaneously broken by the Higgs mechanism - as the origin of the electroweak interactions. The author instead follows a different route. He does a masterful job of deriving the electroweak theory by adding more fields and terms one after another in order to maintain the tree unitarity, i.e. a sufficient power law decrease of various tree amplitudes with the energy. This leads to the electroweak theory in the physical gauge without any recourse to the gauge principle. It is easy for the reader to appreciate the logic, the experimental and/or theoretical inevitability, and the physical principles behind the construction that ultimately leads to the electroweak theory.
Book Description
The entertaining satire of the Cuban community in Miami is filled with hilarious scenes and characters, including a lovesick girl determined to be a cheerleader for the Miami Dolphins, a poor Cuban American who becomes Pope, another Cuban American who begins a guerrilla war to separate Florida from the Union and a ditsy plantain-chip magnate.
Customer Reviews:
Satirical look at Cuban-American life in Miami.......2000-07-06
Raining Backwards is satire to one of its higest extents. Following the life of Cuban immigrants, who long for their homeland, struggle with their Americanized children, and attempt to hold on to their culture while clashing with a narrow-minded Anglo society. This novel is--as cliched as it may sound--laugh-out-loud-funny, yet deals with issues that many people, especially Miami residents and those of Cuban descent, will recognize. I highly recommend this novel to anyone interested in the culture of Cuba and how it meshes into the culture of the United States.
This book explores the Cuban-American life in Miami........1999-10-22
Fernandez does an excellent job capturing the realities of Cuban life in Miami. He includes a magical realism in his work that keeps the reader glued to the page. This book is of importance not just in the realm of assimilation in America, but in terms of the socio-psychological impact that it has on all of us. I highly recommend this book to any immigrant or native citizen of this country. It provides us with a well-rounded view of the lives of multiple generations in Cuba.
Book Description
How should Latino writers in the United States retain specific cultural identities that may be different from—even contrary to—the hegemonic culture? The answer to this question varies. This book discusses how Caribbean writers Roberto G. Fernández and Tato Laviera both attempt to answer it in wildly creative ways, involving linguistic strategies and tactics, derived from some of the oldest Spanish literary traditions. These authors' "games" show how Janus speaks with his forked tongue—in a monolingual space, toward a rhetoric of bilingualism.
Books:
- Practical Business Math Procedures: Mandatory Package with Business Math Handbook, DVD, and Wall Street Journal insert
- Principles of Financial Accounting, Ninth Edition
- Private Capital Markets: Valuation, Capitalization, and Transfer of Private Business Interests
- Problem-Solving Survival Guide: Intermediate Accounting Vol. 2, Chapters 15-24
- Process Improvement for Effective Budgeting and Financial Reporting
- Prospect Research: A Primer for Growing Nonprofits
- Quantitative Trading Strategies (The Irwin Trader's Edge Series)
- Real Estate Accounting and Reporting
- Real Options: Managerial Flexibility and Strategy in Resource Allocation
- Schaum's Guideline of Managerial Accounting
Books Index
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FINANCIAL BASICS: MONEY-MANAGEMENT GUIDE FOR STUDENTS
Complete Idiot's Guide to Money for Teens
The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of (Motley Fool)
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