Little Black Book of Budgets and Forecasts (The Little Black Book Series)

Average customer rating:

Dated, but good on basics

one of those desktop reference books you MUST have

Little Black Book of Budgets and Forecasts (The Little Black Book Series)
Michael C. Thomsett
Manufacturer: American Management Association
ProductGroup: Book
Binding: Paperback

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Financial Management for Human Service Administrators

The Politics of Public Budgeting: Getting And Spending, Borrowing And Balancing

The Budget-Building Book for Nonprofits: A Step-by-Step Guide for Managers and Boards (Jossey-Bass Nonprofit & Public Management Series)

ASIN: 0814476929

Customer Reviews:

Dated, but good on basics.......2002-08-31

Here's my quicky summary of this book:

1. An overall budget predicts income, expenses, and cash flow.

2. Don't bother building a budget if you're not going to look at actual spending and try to determine the cause of any variances. If the variances come from reasonable causes--as they almost always do--the budget must be changed to reflect the new conditions.

3. Researching and documenting assumptions are the key to good--and justifiable--forecasts and budgets. Don't budget based on pie-in-the-sky sales wishes or broadly-stated percentage increases over previous periods. What's going to increase and why?

4. An expense can be estimated from current and historical information, reasonable growth projections and timing estimates. It should include the effects of current or improved controls (approval processes, expense reports, centralized purchasing, appropriate categorization, etc.).

5. Working capital matters: set aside reserves, collect accounts receivable promptly, plan inventory and capital purchases, use controls. Use a Cash Flow Statement to project cash balances and avoid running out of cash.

6. When a variance occurs, determine whether the problem is due to a false assumption--in which case the budget must be revised--or a failure of controls--in which case, processes may need to be introduced.

This book is a bit dated. It seems unaware of spreadsheets and other computerized financial management tools. Even forgiving that, its proposed forms for changes and documentation seem a bit simplistic and therefore unhelpful.

On the other hand, it's a very good introduction to budgeting, and the main message ("Document your assumptions!!") seems like a great one to learn.

--Eric

one of those desktop reference books you MUST have.......1999-03-16

recently needed to create a large budget and discovered that i bought this book in May 1990. it never leaves my desktop. great insight into creating budgets that really work. and what to watch for before they break. great examples. excellent index!

Book Description

Jake Bernstein's New Guide to Investing in Metals Few investments arouse as much excitement, greed, and emotion as metals, especially precious metals. This book reveals why metals are such an attractive investment vehicle among investors and speculators today, and shows you how you can profitably add metals to your investment portfolio, too. Step by step, Jake Bernstein, one of today's leading authorities on investing in metals, introduces you to today's premier metals. You'll learn about the history, application, location, and availability of gold, silver, platinum, and palladium … the important base metals (copper and tin) … and a wide range of strategic metals, from antimony to zirconium. Jake Bernstein's New Guide to Investing in Metals also offers:

The near-term, intermediate-term, and long-term price outlook for each of the metal markets
Specific technical investment factors which have shown a high degree of reliability and/or repetition in the given metals
Bernstein's own expert evaluation of optimum investment opportunities in each metals market

Metals investing offers unique opportunities for the savvy investor. Jake Bernstein will show you how to make the most of these opportunities today and in the dynamic years to come.

Book Description

Lawyers Milton Toby and Karen Perch give an overview of issues and potential problems that confront every owner of a horse business.

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Law and Your Horse
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Manufacturer: Wilshire Book Co
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Your Horse and the Law
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Manufacturer: Cordovan Corporation
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ASIN: B000K0BG2G

Your Horse and the Law (A Horseman Book)

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Your Horse and the Law (A Horseman Book)

Manufacturer: Cordovan Corporation, Publishers
ProductGroup: Book
Binding: Paperback
ASIN: B000EP5VCS

Product Description

A comprehensive review of the legal aspects of horse ownership and use.

Book Description

A review of the most important areas of the biochemistry of herbicide action. The introductory chapter begins with the field of herbicide discovery, followed by chapters dealing with the herbicidal inhibition of photosynthesis, carotenoid biosynthesis, lipid biosynthesis, and amino acid biosynthesis. The metabolism of herbicides is discussed with particular reference to the formation of toxic components from non-toxic chemicals, and also the inactivation of toxic chemicals as a basis for selectivity. The final chapters are concerned with mechanisms of herbicide resistance in plants and the possibility of transferring resistance to susceptible crops. A glossary of the most important herbicidal chemicals mentioned in the text is included.

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Herbicides and Plant Physiology
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Manufacturer: Springer
ProductGroup: Book
Binding: Paperback

General | Gardening & Horticulture | Home & Garden | Subjects | Books

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Molecular Mechanisms of Herbicide Selectivity (Oxford science publications)

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Molecular Mechanisms of Herbicide Selectivity (Oxford science publications)
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Manufacturer: Oxford University Press, USA
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Because plants of different species vary in the way in which they take up, transport, and metabolize chemicals in the soil, selective herbicides can be synthesized. This book examines those aspects of plant physiology, principally in crop plants, which can be affected by herbicides; the
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Pesticide Biotransformation in Plants and Microorganisms: Similarities and Divergences (Acs Symposium Series)

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Pesticide Biotransformation in Plants and Microorganisms: Similarities and Divergences (Acs Symposium Series)

Manufacturer: An American Chemical Society Publication
ProductGroup: Book
Binding: Hardcover

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ASIN: 0841237042

Book Description

This volume examines major enzymatic processes involved in pesticide transformation such as hydrolysis, oxidative and reductive metabolism, conjugation and dehalogenation in plants and microbes in the area of xenobiotic metabolism. The molecular biology, enzymology, and regulation of these processes are presented, as well as the use of in vitro cultures of microorganisms and plant tissues to elucidate metabolic pathways of pesticide transformation. Where possible the similarities and differences between enzymes associated with pesticide degradation pathways in microbes and plants are discusses. The text highlights the potential for biorational pesticide design and the limitations of developing synergistic pest control strategies for integrated weed management. The practical implications of plant and microbial biotechnology to manipulate these metabolic transformations to enhance crop production and pest management are also discussed.

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Physiology of Herbicide Action
Malcolm Devine , Stephen O. Duke , and Carl Fedtke
Manufacturer: Prentice Hall
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Binding: Hardcover

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Target Sites for Herbicide Action (Topics in Applied Chemistry)

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Target Sites for Herbicide Action (Topics in Applied Chemistry)

Manufacturer: Springer
ProductGroup: Book
Binding: Hardcover

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ASIN: 0306438461

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Target Sites of Herbicide Action
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Manufacturer: CRC
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Binding: Hardcover

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ASIN: 0849349850

Book Description

This publication is based on the plant processes and reaction sites for which reliable knowledge on both their physiology and biochem-istry and the mode of herbicidal action is available. Targets of the agrochemical research, such as enzymes of biosynthetic pathways or herbicide-binding peptides in the photosynthetic membrane, are highlighted. Detailed knowledge about the target sites will allow bio-chemical model systems to evaluate the biological activity of newly synthesized compounds before their conventional screening in the greenhouse. Quantitative structure/activity relationships should be performed more reliably with simple biological species or enzymol-ogy assays, to aid in the rational design of pesticides. This text is highly valuable for plant physiologists, pathologists, and chemists in the agrochemical industry and universities.

Weed Physiology: Reproduction and Ecophysiology

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Weed Physiology: Reproduction and Ecophysiology

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This title covers a wide range of topics related to the Pressure Volume Temperature (PVT) behavior of complex hydrocarbon systems and documents the ability of Equations of State (EOS) in modeling their behavior. The main objective of this book is to provide the practicing engineer and engineering student with tools needed to solve problems that require a description of the PVT of hydrocarbon systems from their compositions. Because of the dramatic evolution in computational capabilities, petroleum engineers can now study such phenomena as the development of miscibility during gas injection, compositional gradient as a function of depth and the behavior near critical hydrocarbon systems with more sophisticated EOS models.

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Thermodynamic Analysis of Vapor-Liquid Equilibria: Recommended Models and Standard Data Base
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Manufacturer: Amer Inst of Chemical Engineers
ProductGroup: Book
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Instrumentation: Analytical Chemistry by Open Learning

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Instrumentation: Analytical Chemistry by Open Learning
Graham Currell , and Norman B. Chapman
Manufacturer: John Wiley & Sons Inc
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A brief course in qualitative chemical analysis,: From the standpoint of the laws of equilibrium and the ionization theory,

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A brief course in qualitative chemical analysis,: From the standpoint of the laws of equilibrium and the ionization theory,
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Chemical Equilibrium and Analysis (Addison-Wesley series in chemistry)
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ProductGroup: Book
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Chemical equilibrium and qualitative analysis

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Manufacturer: Purdue University
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Chemical Reaction Equilibrium Analysis: Theory and Algorithms
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Classical Methods (Analytical Chemistry By Open Learning)

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Classical Methods (Analytical Chemistry By Open Learning)
Derek Cooper , Chris Doran , and Norman B. Chapman
Manufacturer: John Wiley & Sons
ProductGroup: Book
Binding: Paperback

Analytic | Chemistry | Science | Subjects | Books

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Elementary principles of qualitative analysis,

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Elementary principles of qualitative analysis,
T. R Hogness
Manufacturer: H. Holt and company
ProductGroup: Book
Binding: Unknown Binding

Analytic | Chemistry | Science | Subjects | Books
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The elements of qualitative chemical analysis: With special consideration of the application of the laws of equilibrium and of the modern theories of solution

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The elements of qualitative chemical analysis: With special consideration of the application of the laws of equilibrium and of the modern theories of solution
Julius Stieglitz
Manufacturer: The Century co
ProductGroup: Book
Binding: Unknown Binding

Analytic | Chemistry | Science | Subjects | Books
ASIN: B00088M8EU

Book Description

An advanced text for first-year graduate students in physics and engineering taking a standard classical mechanics course, this is the first book to describe the subject in the context of the language and methods of modern nonlinear dynamics. The organizing principle of the text is integrability vs. nonintegrability. It introduces flows in phase space and transformations early and illustrates their applications throughout the text. The standard integrable problems of elementary physics are analyzed from the standpoint of flows, transformations, and integrability. This approach allows the author to introduce most of the interesting ideas of modern nonlinear dynamics via the most elementary nonintegrable problems of Newtonian mechanics. This text will also interest specialists in nonlinear dynamics, mathematicians, engineers and system theorists.

Customer Reviews:

Not recommended as a mechanics text.......2003-12-16

Unfortunately, McCauley fails to meet the stated goal of this book as "... an advanced text for first-year graduate students in physics and engineering taking a standard classical mechanics course." The perspective presented by McCauley would be enlightening, were it not for this book's significant flaws. Foremost, the number of mistakes in equations, diagrams, problems, and the text presents an obstacle to understanding. The book appears to have been published without review by an editor, let alone one with a knowledge of mechanics. To be fair, some of the descriptions are lucid and well written, specifically some sections on flows in phase space, but generally topics seem to be incompletely, though sometimes verbosely, presented. The problems, often lifted from other sources, poorly illustrate the concepts and methods presented. Furthermore, the book suffers from a poor index which limits its usefulness as a reference. Given the flaws, I cannot recommend the use of this book as a text nor reference.

too much chatter..........2003-10-27

Ok, so McCauley does succeed in utilizing very useful techniques such as integrability, phase flows, etc., in his book which gets you thinking in terms of concepts every grad student should know that is applicable to many different areas in physics. But, he needs to do a couple of things, that I can think of off the top of my head, to make his book better:

1) When I bought the book, I paid for it to learn physics, not to hear him bash the Catholic Church and his thoughts on the multi-causal nature of what factors may have hindered the progress of science throughout history, such as in the 1st chapter. Stick with physics buddy! A Carl Sagan he is not. Also the grammar needs some serious work. Sometimes his sentences are not technically sentences. In fact, I don't know what they are, but grammar is not his virtue.

2) GET YOUR INDICES RIGHT!!! There are way too many errors which is confusing for a student learning this for the first time.

3) If you are going to copy problems out of Goldstein, at least copy them correctly. Basically, there is serious revision that needs to occur b/c there are way too many typos.

Besides that, I like his approach...it's modern and interesting, but things could be organized better. Basically, I think you are better starting off with Goldstein and then using McCauley for reference if you plan to do non-linear dynamics etc., later on in your physics career!

One of the best books ever.......2003-07-20

I think this and any book written by Prof McCauley are absolutely wonderful. I think any physics nerd should read them. I put full faith in Prof McCauley, he's one of the smartest men alive...of course it could be because he's my father!!

Profound insight.......2003-07-06

I purchased and studied this book shortly after completing an undergraduate class in mechanics. It was incredibly enlightening. After studying this, I realized that I had only received a partial glimpse via the standard undergrad mechanics course. McCauley provides the models to explain dynamics variations that you might think were not discernable.

It is a difficult but worthy journey. "Just buy it and the insight
will come"

Must Read On "Integrability".......2000-07-27

This book provides an excellent discussion of "integrability" which dispells some confusions that exist about this subject. The style is accessible and the book does not require years of study of differential geometry before reading. My only complaint is that sometimes the discussion drags on longer than I like; a more concise presentation could be made in places. However, this is a minor quibble and a prolonged discussion is definitely less of a defect than an abstract, poorly explained discussion that one finds in too many other books.

Book Description

A young man’s hilarious encounters with life, love, and a flock of celebrities. It is as if Forrest Gump’s smarter brother stumbled through the Ivy League on his way to a career as a college professor. A naked jog around Harvard Yard; an unsuccessful effort to become part of the Kennedy clan; wandering in the West Virginia hills looking for long-lost relatives; delivering mail to dead senators on Capitol Hill; catching priceless artifacts thrown by a duchess during the tour of a grand English estate; misplaced nude photographs from a medical photographer; and even a face-to-face encounter with the Queen at Royal Ascot. These outrageously funny stories form a memoir of self-discovery by someone who can never quite learn the lessons of life.

Customer Reviews:

Sophmoric self-deprecation.......2002-07-17

Christopher Smith tells us all about his foibles along life's path. Most of his humor arises from embarrassing moments that he relives for us. The themes revolve around body parts and amorous quests that never quite pan out. One frustration was that he tells us that he is giving us memoirs that he has enhanced for humorous effect. So one finds oneself constantly wondering where the truth ends and the fiction begins--the same sort of feeling one gets reading a "historical" novel. While confessing all Smith nonetheless manages to maintain arm's length from his audience--we don't learn about the deeper side of the author, though it must be lurking in there somewhere as the jacket claims he has written sixteen books

Laughing-Out-Loud Fun!.......2000-10-31

Have just finished reading this very funny book about a fellow growing up in the 60s and 70s. Chris Smith has already more than proven his mettle in the authoring of academic texts. He's now added a new dimension to his writing - that of humorist. You'll laugh out loud when you read his segment on buying condoms one summer - that story alone is worth the price of the book. Wonderful reading for everyone (I'm a grandmother) and would make a great gift for the young man who's experiencing the trauma of maturation. I've been recommending it to my friends -- both young and old!

Move Over David Sedaris!.......2000-10-07

Streaking at Harvard is a wonderfully humorous account of a young man contending with life's ups and downs. From searching for West Virginia ancestors in "Deliverence Country", to staring-down Queen Elizabeth at Ascot, to explaining a radio ad for Trojans to his children, Chris Smith writes with a marvelous style that keeps the reader turning the pages eager to find out what's going to happen next. Move over David Sedaris, a new humor writer has appeared!

Move Over David Sedaris!.......2000-10-07

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