Streetwise Financing the Small Business: Raise Money for Your Business at Any Stage of Growth (Adams Streetwise Series)
Average customer rating: 4 out of 5 stars
  • Loaded with information
  • Excellent book for small business owners
  • Read if you walk and talk like a banker
Streetwise Financing the Small Business: Raise Money for Your Business at Any Stage of Growth (Adams Streetwise Series)
Charles H. Green
Manufacturer: Adams Media Corporation
ProductGroup: Book
Binding: Paperback

GeneralGeneral | Business & Investing | Subjects | Books
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ASIN: 158062765X

Book Description

Innovative Ideas for Raising Money for Your Small Business!

Think that finding money for your small business is going to be difficult? Streetwise® Financing the Small Business makes it simple by uncovering creative as well as traditional methods of obtaining funds to help your business succeed. Whether you need capital for a new venture or to expand your current business, Streetwise® Financing the Small Business and industry expert Charles Green cover all the bases to help you obtain the financing your business needs.

Conventional methods such as bank loans, venture capital, and IPOs are covered—as are the new ins and outs of applying for SBA loans. Streetwise® Financing the Small Business also explains how much funding is actually needed—and when loans may not be needed at all. Filled with insider insight and practical strategies, Streetwise® Financing the Small Business covers all the angles and teaches methods to keep your business lean, mean, and cost-effective.

Determine Your Monetary Needs

·Know how much money to ask for

·Assess what phase your business is in

·Determine risk versus reward

·Incorporating internal and external factors

Meet the Criteria to Receive Money

·Creating financial statements that will impress investors

·Setting a realistic business plan

·Understanding financial projections

·Determining how much money should you ask for

Where to Find the Money

·Personal resources

·Investments

·Loans and leases

·Credit

·Government agencies

Quick Money Sources

·Liquidating

·Trade creditors

·Credit cards

·Private lenders

Customer Reviews:

5 out of 5 stars Loaded with information.......2003-09-06

This book is a valuable tool to use in a more complicated era of financing small businesses. Bankers are much more analytical today in evaluating business loan requests, and the author attempts to bridge the gap between what financial information the banker requires and what their clients must produce. I found this book very helpful, and have already employed many suggestions.

5 out of 5 stars Excellent book for small business owners.......2003-06-25

This book was very useful in helping me understand what my bank wanted to learn about my enterprise before agreeing to finance us. I have struggled to keep growth capital coming my way for the past few years. The days of "no money down" and just "taking your banker to lunch" are over.

Mr. Green's straight talk and financial insight enabled me to understand what my bank wanted to see and why. His methodical approach to determining why, how much, and from where to get financing lowered my borrowing requirements and helped save me money. The alternatives to bank financing suggested in the book continues to generate new ideas that I can use to leverage my capital.

In the end, I realized that all of the information and structure required by the bank ultimately will make my business stronger. Anyone needing to borrow more than $100,000 for their business would benefit from reading this book.

2 out of 5 stars Read if you walk and talk like a banker.......2003-06-04

Charles Green is a well respected financial figure, but his methods of explanation and writting needs a much needed revision.

This book contains a lot of information that is presented in typical "banker talk". If you are not all that financially savvy then you may have to re-read certain sentences and passages to understand what the author is talking about. He fails to give adequate examples and case studies to help readers envision real-life circumstances that other people have gone through. Examples are probably unnecessary but I've always thrived on examples and case studies.

What is comes down to is this:
1.) This book contains a lot of useful information that is not written for the benefit of the reader. It is written much in the same way as college texts - professors writing to impress other professors, bankers writing to impress other bankers. This book could have been written with more clearly for the everyday man and woman. At least that is what I come away feeling. I've read better and more concisely written books that are more easily understood.
2.) Only barely touches up on obtaining money for start-ups. Start-ups are about only 5-10% of the book at most. There are better books out there for this. The SBA Loan Book is one.

Read this book if you already have the basics and terminology down. This book does have a lot of information and advise. My only beef with it is the long-winded and inconcisely writing style of the author.

2 stars for writing style and useful information (though the same information can be found in other better written books)

Purchasing Management Guide to Selecting Suppliers
Average customer rating: Not rated
    Purchasing Management Guide to Selecting Suppliers
    William Obie Ford
    Manufacturer: Prentice Hall
    ProductGroup: Book
    Binding: Hardcover

    GeneralGeneral | Business & Investing | Subjects | Books
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    Purchasing Management Guide to Selecting Suppliers - 6 Steps to Success
    Average customer rating: Not rated
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      William O., Ford
      Manufacturer: Prentice Hall
      ProductGroup: Book
      Binding: Paperback
      ASIN: B000OIWJRU

      Cases and Materials on Employment Discrimination 2002
      Average customer rating: Not rated
        Cases and Materials on Employment Discrimination 2002
        Michael J. Zimmer , Richard Richards , Deborah Calloway , and Charles Sullivan
        Manufacturer: Aspen Publishers
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        2002 Supplement to Employment Discrimination Law: Cases & Materials on Equality in the WorkPlace
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          Robert; Dianne Avery Belton
          Manufacturer: West Group
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          Kentucky's Historic Farms
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              Samuel W Thomas
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              Riverside: The restoration of a way of life, the Farnsley -Moremen Landing; exploring the history of a nineteenth century farm on the Ohio River
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                2006 Tlvs and Beis: Based on the Documentation of the Threshold Limit Values for Chemical Substances and Physical Agents & Biological Exposure Indices ... and Biological Exposure Indices for (Year))
                Average customer rating: 5 out of 5 stars
                • Threshold Limit Values for Chemical Substances and Physical Agents & Biological Exposure Indices
                2006 Tlvs and Beis: Based on the Documentation of the Threshold Limit Values for Chemical Substances and Physical Agents & Biological Exposure Indices ... and Biological Exposure Indices for (Year))
                Acgih
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                It was new and at a price I could afford. As an older student trying to go back to school and work, I don't have all kinds of money to pay the price the university bookstore charges. It really helps buy on line here.

                Erosion of Materials by Liquid Flow
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                  I. M. Hutchings
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                  Niels Bohr's Times, In Physics, Philosophy, and Polity
                  Average customer rating: 4 out of 5 stars
                  • Niels
                  • INSPIRING: It's a small world after all
                  • Elementary
                  • Captivating!
                  • QM a la Bohr
                  Niels Bohr's Times, In Physics, Philosophy, and Polity
                  Abraham Pais
                  Manufacturer: Oxford University Press, USA
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                  ASIN: 0198520492

                  Book Description

                  Niel Bohr's life spans times of revolutionary change, in science and in its impact on society. Along with Einstein, Bohr can be considered as this century's major driving force behind the new mathematical and philosophical descriptions of the atom, the nucleus, and all that resulted from them. Abraham Pais, the acclaimed biographer of Einstein, traces Bohr's progress from his well-to-do origins in late nineteenth-century Denmark to his central position in the world political scene, particularly because of the development of nuclear weapons during the Second World War. Bohr was one of the great enabling figures in modern science, not only because of his direct involvement in the application of quantum theory to our understanding of the structure of the atom, but also because he gathered around him in Copenhagen most of the brightest young minds of the period. Figures like Pauli, Dirac, and Heisenberg, all required Bohr's imprimatur, to varying degrees, before they considered their work ready for widespread consumption. He had a complex relationship with Einstein, both in terms of their fundamental disagreements and their profound though distant mutual respect. He owed an important debt to his mentor, Rutherford - a man who came to serve, in many ways, as his role model. Pais describes the state of physics before Bohr and considers his legacy, both theoretical and practical. But more than this, he captures the essence of Bohr, the intensely private family man who, despite appalling personal tragedy, became one of the best-loved cultural figures of recent times.

                  Customer Reviews:

                  3 out of 5 stars Niels .......2006-04-17

                  Online Review
                  This book is set up perfectly. It includes chapters that are not about Niels Bohr, but on other scientists of the time, which helps understand more in depth of Bohr's studies. It is a very easy book to read where each chapter is broken up into subchapters that makes it even easier to read. Although it was a fairly straight forward book, it got very boring at times. This book may get very confusing at times because it does not only talk about Bohr, but also talks in depth of many other scientists that also worked with quantum physics.
                  Abraham Pais did a great job of portraying Niels Bohr not only as a great scientist, but also as a great man. He goes about to explain in depth Bohr's family, how many scientists influenced his work, and the kinds of experiments and studies that he did. By reading this book, we can tell that Abraham Pais has a science background as well because of his ability to explain the experiments of Bohr and other scientists in great detail. With his background, Pais was able to write a book that glorified not on Niels Bohr, but also the entirety of physics.

                  5 out of 5 stars INSPIRING: It's a small world after all.......2006-02-01

                  Abraham Pais's biography of Bohr, NIELS BOHR'S TIMES, IN PHYSICS, PHILOSOPHY, AND POLITY, isn't really about rock 'n' roll, and you can't find anything about Aimee Mann in the index, but anyone who has a sense of the multiplicity rampant in modernity ought to want to sit these people down for a good listen to the `It's Not Safe' song at the end of the `I'm with Stupid' (1995) CD by Aimee Mann. The CD liner notes has the words of the songs in alphabetical order, but Aimee Mann is loved as a songwriter well enough to have the lyrics and chords posted on the internet, with six chords for the first line, making it easy to verify that one of the three words between from and fun on the alphabetical list is used to describe the kind of "freak in this world in which everybody's willing to choose swine over pearls":

                  And maybe everything is all for nothing
                  Still you'd better keep it to yourself
                  'Cause God knows it's not safe with anybody else.

                  Those political planners who expected World War II to make the world into a safer place might not be ready to accept that `small' would be the idea most closely associated with any country which was conquered by Germany, and Denmark was occupied by the Germans in 1940. Just a few months after the war ended in 1945, "In a lecture to the Danish Engineering Society Bohr said that plutonium can be produced at the rate of 1 kilogram per day, causing allegations that he was giving away atomic secrets. This led him to send a clarification to the press stating that he did not know technical details about the production of active materials." (p. 511). Chapter 21, Bohr, pioneer of `glasnost,' shows the interaction of a scientist who wanted information to be shared openly with a political system that functioned on secret circus stunt principles. Only those with a need to know how the new stunt would be performed would ever be given enough information to use; small nations were expected to be purely spectators.

                  There are a few elements of philosophy in this book, most generally considered in Chapter 19, `We are suspended in language.' Small atoms hydrogen and helium played a large part in developing the old quantum theory in 1913-1916. Bohr was recognized early in his career, receiving the Nobel Prize for physics on November 9, 1922, when Albert Einstein was given the prize for 1921 a year late. (p. 211). Einstein is the heading for a column of topics in the subject index, and Chapter 11, Bohr and Einstein, reveals, "Music was a profound necessity in Einstein's life, not in Bohr's." (p. 225).

                  The second verse of `It's Not Safe' is a fair description of the themes of a biography:

                  You can take your own advice and try again
                  But a thousand compromises don't add up to a win
                  And they'd be happy if you'd only cover your tracks
                  But the trail of crumbs you've left won't help you find your way back

                  Physicists might talk about particles, but on a very small scale, things that are too tiny to see might be something else entirely, energy in the form of a wave, a matrix of mathematical values, or as ephemeral as the probability of a particle being at a particular place and time. Bohr won attention early in his career by being able to correlate the spectral lines for light given off by hydrogen (with four frequencies measured in 1859 and 1860, p. 141) with the energy levels of the single electron in the hydrogen atom. Bohr learned the Balmer formula for calculating the frequencies in February, 1913, and Bohr wrote a paper by March 6, 1913 which he sent to Rutherford for publication. There are calculations on pages 147-148 for energy states, the orbital angular momentum on page 150, magnetic moment on page 151, and "The insistence on the role of the outermost ring of electrons as the seat of most chemical properties of the elements, in particular their valencies, constitutes the first step toward quantum chemistry." (p. 152). In 1915, Bohr proved that ultraviolet light emitted by mercury vapor when the energy of an electron exceeded 4.9 eV gave "the first direct experimental proof of the Bohr relation!" (p. 184).

                  The idea of quantum mechanical probability was introduced by a paper by Max Born on June 25, 1926. (p. 286). Science may become more like opinion polling in the future, but Niels Bohr clung to the idea that physics still needed to be about measuring quantities which could be related to the laws of classical physics. Students attempting to confront new problems they faced in breaking atoms down into smaller particles came up with probability distributions of the electron in hydrogen like Fig. 9 on page 307, except that a footnote explains, "the size of the atom for n = 10 is actually about 100 times larger than for n = 1." All the extra space required for high energy levels only gets measured in secondary effects. "Heisenberg remembered how `Bohr emphasized the complementarity between temperature and energy to the extreme'." (p. 437). What we see is ordinary properties, but Bohr had to account for such by tracing the "matter back to the behaviour of assemblies of immense numbers of atoms." (p. 437). Maybe modern political thinking, as reflected in the ability to devise opinion polls which tell politicians whatever they want to hear, is closer to this notion of complementarity of diverse elements than our typically academic study of the classical political thinking of Plato about the good, or of Machiavelli's writings about the powerful direction of mass thinking by some all-conquering big lie. But Aimee Mann can sing like hell:

                  You can play along, but you'll just end up wrong somehow, won't you?

                  1 out of 5 stars Elementary.......2005-05-24

                  This man nos nuttiing bout scince i tink he shdntld rlease ne mre boks in da futr

                  5 out of 5 stars Captivating!.......2003-01-11

                  Captivating biography! One of the best. In a class by itself!
                  Written before the popular Broadway play, "Copenhagen" by Michael Frayn, Pais' book covers the Heisenberg-Bohr meeting in 1941[the real one],--- and there is a lot more! We are fortunate that Pais has given us this, and several other wonderful biographies;-- the one about Albert Einstein stands out! It is especially fortunate that he has chosen to write for the general public. I can't think of anyone who did, or possibly could have done it better. His writing is captivating, and unique in its recreation of the times, and the social context of the scientific events. Pais further succeeds magnificently in bringing to life the many colorful personalities. This includes the young physicists born in Europe around 1900 who arrived in Copenhagen in the 1920ties to work with Bohr, some later to win the Nobel Prize,-- how he became a father figure to some of them,- Heisenberg, for example. And there are the other players,

                  Albert Einstein early on, and Pais himself later, in the drama of quantum physics of the Twentieth Century. Even if you might perhaps not be scientifically inclined, and if you choose to skip the physics sections, I don't think you will be disappointed.

                  5 out of 5 stars QM a la Bohr.......2000-11-27

                  Historical description of the development of nuclear and quantum physics, especially from the viewpoint of Bohr and colleagues, many who Pais worked with. Provides a non-technical description of many of the principles of modern physics.
                  Niels Bohr's Times, In Physics, Philosophy, and Polity
                  Average customer rating: Not rated
                    Niels Bohr's Times, In Physics, Philosophy, and Polity
                    Pais Abraham
                    Manufacturer: Clarendon Press
                    ProductGroup: Book
                    Binding: Hardcover
                    ASIN: B000UDSN7O
                    Niels Bohr's Times,: In Physics, Philosophy, and Polity
                    Average customer rating: Not rated
                      Niels Bohr's Times,: In Physics, Philosophy, and Polity
                      Abraham Pais
                      Manufacturer: Oxford University Press, USA
                      ProductGroup: Book
                      Binding: Paperback
                      ASIN: B000OLKP0A
                      Niels Bohr's Times: In Physics, Philosophy, and Polity
                      Average customer rating: Not rated
                        Niels Bohr's Times: In Physics, Philosophy, and Polity
                        Abraham Pais
                        Manufacturer: Clarendon Pr / Oxford
                        ProductGroup: Book
                        Binding: Hardcover
                        ASIN: B000V2PXK4

                        Ride a Cockhorse (Hardscrabble Books)
                        Average customer rating: 5 out of 5 stars
                        • Laugh-Out Loud
                        Ride a Cockhorse (Hardscrabble Books)
                        Raymond Kennedy
                        Manufacturer: UPNE
                        ProductGroup: Book
                        Binding: Paperback

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                        ASIN: 158465337X

                        Book Description

                        In a small bank in western Massachusetts, Frances "Frankie" Fitzgibbons--forty-five, widowed, and a hitherto mild-mannered home loan officer--is transformed almost overnight into a hard-charging, fast-talking embodiment of greed, ambition, and sexual voracity. She turns a seventeen-year-old drum major into her boy toy, bullies her way into the chief executive officer position at her bank, initiates a reign of terror among the employees, establishes herself as the darling of the local media, and moves to take over a competing institution.

                        Originally published in the wake of the Savings & Loan scandals of the 1990s, Kennedy's scathing satire of the American way of business is no less relevant today.

                        Customer Reviews:

                        5 out of 5 stars Laugh-Out Loud.......2004-01-01

                        A lot of books carry the claim of being laugh out loud funny. This one truly is. I was reading it on a train and several times I had to exercise personal restraint, for fear that the other co-passengers would judge me a lunatic. Some aspects of the main character's rants can get a bit repetitive, but this is a small price to pay for the many, many laughs. If the tone and humor of "A Confederacy of Dunces" is your cup of tea, you will not go wrong with this one. My only question is how some quality works like this one live in relative obscurity, while other wasteproducts get all sorts of marketing support and fly off the shelves.
                        Ride a Cockhorse
                        Average customer rating: Not rated
                          Ride a Cockhorse
                          Randolph Caldecott
                          Manufacturer: Warne
                          ProductGroup: Book
                          Binding: Hardcover

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                          Ride a Cockhorse (Mother Goose Play Rhymes)
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