Time Is Money: A Million-Dollar Investment Plan for Today's Twenty- And Thirty-Somethings

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A Solid Book to Educate Young Investors

Don't start here

great introduction to retirement funding

Awesome!

A read from Abroad

Time Is Money: A Million-Dollar Investment Plan for Today's Twenty- And Thirty-Somethings
Frances Leonard
Manufacturer: Perseus Books Group
ProductGroup: Book
Binding: Paperback

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Customer Reviews:

A Solid Book to Educate Young Investors.......2004-09-22

Frances Leonard has done a super job of authoring this book. Make no mistake, this book, as its title states, is aimed squarely at the twenty-and thiry-somethings that hopefully want to ensure their financial futures. With this in mind, you should be able to approach this book with a calmness that says, "After reading this, I will be better educated about the world of personal finance."

Leonard outlines her four-step plan, which is the core of the book. And I have found that her advice is sound. The four steps are as follows:

*1 Find Your Number (your age)
*2 Invest at 10 to 12 Percent (the only way to get there is in mutual funds and stocks)
*3 Set up Your Investments in a Tax-Deferred Account (IRAs in USA and RRSPs in Canada)
*4 Beat Down Inflation With Adjustments (follow the annual CPI to make these adjustments)

Stupidly simple - yet extremely effective. My only quips with this book were the corny examples used throughout. The fictional company names were terrible: "Suds 'n Suds" "Luvs To Tank"!? The awful name game carries over to the end of the book and I found it to be a turnoff. In addition, parts of the book have a distinctly childish flavour (Not everyone watches "Sesame Street" in their twenties and thirties.).

Nonetheless, it is a solid effort by a respected and knowledgeable author. If the reader follows the four steps that that Leonard has outlined in her book, they will be set for a very strong financial future. However, it is imperative that the investor starts young (35 and under), because as the title states, "Time is Money".

Don't start here.......2002-10-10

This book has the best of intents, but no delivery mechanism. It is marketed toward the novice financier. The young people who have the motivation to take the next step towards financial independence, but no formal education in the world of money. This book assumes your an expert with tax brackets, investments, and bonds. In addition, the advice is very quickly becoming outdated with the economy the way it is. TAKE HEED! Be prepared before delving into this book. Very helpful, although it requires a great deal of prior knowledge.

great introduction to retirement funding.......2002-09-28

Time is Money has a load of basic financial concepts in its coffer. It was a pleasure to read, and the short quizzes at the end of each chapter really helped my focus and made certain I got the main concepts of each chapter. I am very annal about picking books because reading an entire book is a big investment of time, which I don't have a lot of to dedicate to pleasure reading--the time was definitely worth it. I've since recommended this book to friends.

Good luck! Jason

Awesome!.......1999-12-07

I bought this book almost 2 years ago and this really made me serious investing for the future. Easy to read yet very thorough. Best book for newbies on mutual funds & stocks. I am so glad that I came across to this book. I really appreciate the author to write such an awesome book. My investments on mutual funds are doing extremely well, I am starting investing on stocks as well. Thanks alot!

A read from Abroad.......1999-05-08

I am in Seoul Korea, where English books are not easily found. I stumbled upon this little treasure. I am starting the 4 step plan this month. As a result of this book I have overcome a lot of fear and recommend it to everyone. Its hardcore so even the math-account types will like it!

Time Is Money: A Million-Dollar Investment Plan for Today's Twenty- And Thirty-Somethings

Average customer rating:

Time Is Money: A Million-Dollar Investment Plan for Today's Twenty- And Thirty-Somethings
Frances Leonard
Manufacturer: Perseus Books Group
ProductGroup: Book
Binding: Paperback
ASIN: B000OOSMZC

Book Description

In light of today's fast paced, globalized economy, there is an increasing need for organizations to produce products and utilize resources more effectively and efficiently. Moreover, the Information Age we are living in makes it almost impossible for any organization to stick to the traditional ways of doing business. Organizations with a better handle on their supply chains can gain a distinct competitive advantage in today's market place. As a result, supply chain management has become vital; not just for success, but for survival in this new economy. Successful Strategies in Supply Chain Management examines this critical topic from all aspects. At the heart of the book is providing the tools and techniques for organizations to streamline their supply chain. From acquiring resources to distribution outlets, this book touches on all phases of the supply chain; giving readers the assets they need to obtain that important competitive advantage.

Vertical integration--the old model still proves a successful strategy: economies of scale, cost reduction, product differentiation and supply chain control ... from: Printed Circuit Design & Manufacture

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Vertical integration--the old model still proves a successful strategy: economies of scale, cost reduction, product differentiation and supply chain control ... from: Printed Circuit Design & Manufacture
Kathy Nargi-Toth
Manufacturer: Thomson Gale
ProductGroup: Book
Binding: Digital

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Book Description

This digital document is an article from Printed Circuit Design & Manufacture, published by Thomson Gale on June 1, 2007. The length of the article is 2004 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Vertical integration--the old model still proves a successful strategy: economies of scale, cost reduction, product differentiation and supply chain control are key drivers for vertical integration strategies.(FROM THE FIELD)(Company overview)
Author: Kathy Nargi-Toth
Publication: Printed Circuit Design & Manufacture (Magazine/Journal)
Date: June 1, 2007
Publisher: Thomson Gale
Volume: 24 Issue: 6 Page: 40(3)

Article Type: Company overview

Distributed by Thomson Gale

Book Description

Recorded history is a finely-woven magic fabric of intricate lies about events predating the sixteenth century. There is not a single piece of evidence that can be reliably and independently traced back earlier than the eleventh century. This book details events that are substantiated by hard facts and logic, and validated by new astronomical research and statistical analysis of ancient sources.

Customer Reviews:

Calculations are only as good as your numbers.......2007-08-03

Yes, we can all agree that mainstream history is nearly 100% BS due to politics, economics, ego, problems with dating techniques, and various conspiracies. Agreed. But, I've been researching the distinct possibility that human history (in terms of civilizations) are much more ancient than we've been told, so coming across this book was very interesting to me. I wondered how Fomenko could be wrong (if at all) because he is very persuasive in his presentations. Then it dawned on me. If at previous times in prehistory, due to the various catastrophies that are well documented (comets, asteroids, planetary disruptions, plasma discharge, pole reversals, etc) the Earth was in a different position in relation to the sun, different tilt on its axis, different orbit, different rotation (in terms of velocity and DIRECTION), and the continents were in different positions, then would this not cause the ancients to see the sky (constellations) differently? In other words, is Fomenko making erronious assumptions about the physics of the Earth in pre-history, which then corrupt his data with regards to dating the relevant astrology? The last event to seriously disrupt our planet occured roughly 3500 years ago, according to other good researchers, so is it possible Fomenko has been confused by this? The vastly different physics of our planet in the not so distant past may explain this confusion, which is not to say the "mainstream" version of history is correct; on the contrary. I am not an expert in these fields, but wanted to see if this idea could spark discussion.

Pants on fire?.......2007-07-19

Will people ever read before spamming? Yes, Jesuits could not rewrite world history alone, they had help. Anyway, Dr Prof Acad A.Fomenko does not point to jesuits as the driving force of world wide history manipulation in published volumes 1,2,3;, actually he barely mentions the poor devils. Check it with 'Search inside' feature, please. China is rarely mentioned either, in fact, Dr Fomenko is completely eurocentric. Right, his theory contradicts all mainstream schools of history, because in their actual state they are all built on blatantly erroneus chronology. You don't need a mysterious cabal (conspiracy) to falsify history, the falsification is its modus operandi. It is inherent to history(ians) to falsify (distort) events, as it is inherent to humans to boast as it is inherent to power (authority) to legimize itself by referrring to glorious past made to its own order. Dr Prof Fomenko and team have identified scores of instances of such manipulation in Russian, European, etc.. history, and delivered valid statistical proof thereof. His own 'reconstruction' is completely another story. Forget c14 as a valid method of dating. W.Libby has initially discovered a brilliant method of INDEPENDENT dating. Too bad, c14 method has become a joke after a forced marrige with dendrochronology with consensual chronological scale inbuilt. Radiocarbon method can't stand blind tests, but is so very productive as a rubberstamp.

Accepted History & Chronology Must Be Changed. .......2007-04-09

There is no doubt that history as most know it is a sham, & institution's version of History both University & Church is fradulent & inaccurate. Everything was established with an agenda, The real "Dark Ages" are now when we have access to incredible amounts of information past authorities & more important 'common folk' didn't have but our institutions & educators are slow to evolve because of what has ignorantly & arrogantly been taught for too long. This is on many subjects not just Chronology.

For anyone to question "Why would a Mathematician have anything credible to say of History?" The answer is from Dr. Fomenko's preface in the book: "It would be worthwhile to remind the reader that in the XVI-XVII century Chronology was considered to be a subdivision of Mathematics." These volumes could possibly be some of the most important works to date & should be read by everyone with an interest in History, especially professors & educators who have a duty to the public. I have read both books & must say that 'Chronology 1' has some very eye opening & revolutionary information. Even if these volumes are part true the implications are profound & opens the doors to further investigations & questions which must be done. I speak several different lanquages & must say the logic Dr. Fomenko uses with "inflection" of words & words being read from left to right in one region & right to left in another then written backwards, the removal of vowels & get down to basics of words, or different cities & locations having the same name etc. is correct. Vowel usage has always been optional & varied, actually complicating linquistics & study. The first thing one has to understand is that words never had a fixed spelling in history like we do now, the spelling of words was mutable & regional, as well as names & titles of people were vast, varied & changed, NOTHING WAS FIXED or understood linear. Matters of Life & Death as well as financial profiteering yesterday & today were & are made with ignorant, illogical & conspiratorial views of history & reality, it's time people get closer to the Truth & society collectively grow up.

Very Interesting.......2007-03-07

It is a good proposal and I believe it will mature into something even better in the future. I think it deserves to be read.

History as Science Fiction.......2007-01-10

Anatoly Fomenko has written a very intriguing book, full of pictures, charts, and computer 'proof' of his thesis: backwards of AD900 we don't really know what happened or when. Between AD900 and AD1600 there is more certainty, but there is still a lot of fuzzy ground, and things don't get reliable until we get past the 1600's where the printing press made it very difficult for the perpetrators of this timeline manipulation to change anything that had been committed to print. The Dark Ages did not happen. Books were burned for a reason. One organization has doubled the actual length of its existence by expanding the real chronology. Read why.

I had always wondered why Christ died about AD33 and yet men waited until the 11th century to form the Knights Templar, the Cathars, etc and go after the Holy Land by force. Why the 1000 year gap? Turns out there wasn't more than a 10-12 year gap and he proves it using astronomy. This also implies that the planet is not as old as we have been told, and current Christian and other creationist scientists are already championing that idea without being aware of Fomenko's book. The two groups, creationist scientists and the Russian mathematical analysts corroborate each other. Fascinating.

Of course, all this flies in the face of what we have been told traditionally is the 'proper' chronology of western civilization, and most readers will experience 'cognitive dissonance' in reading this book. It means that our history going backwards from AD1600 becomes progressively more incorrect and unreliable until it cannot be trusted at all... in the space of 700-800 years.

Naturally, the curious, open-minded reader will want to know WHO did this, WHY, and did any of the events we think of as really ancient ever happen?
Dr. Fomenko is a respected scientist/mathematician at Moscow State University who has already answered these questions to the satisfaction of his initially skeptical colleagues. Most of them are now believers, a few still refuse to believe (the usual diehards), and of course the western press has ignored Fomenko's work -- for obvious reasons when you read the book. The ones who perpetrated this chronology ruse have a lot to answer for. They are still with us. That's why this book is a well-kept secret.

I gave the book a 4-star rating because I was unable to check out some of his claims; those I checked were as he said. But if even 1/3 of his claims are true, this punches a big hole in what we think is our history, the meaning of western civilization, our educational process (for repeating the ruse as gospel), and the trustworthiness of the organization that perpetrated this ruse, well-intentioned or not.

This book relates to current research into a Young Earth paradigm, to John Keel's discoveries about our planet, and Fr Malachi Martin's insights (in his now out-of-print books). We are indeed sheep who are manipulated and kept ignorant -- for a reason. While knowing what these men have to say may be the "booby prize" (as in: 'what can you do with this knowledge?'), it will provide interesting reading. Didn't someone say: "...and the Truth will set you free."?? For you to judge if this book contains the truth.

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Fundamentals of Modern Agriculture
P. Prevost , and P. Le Gloru
Manufacturer: Science Pub Inc
ProductGroup: Book
Binding: Paperback

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Book Description

This is a translation of a popular French text. The objective of the author is to provide an understanding of all the elements of a “system” and an awareness of all aspects involved in an agricultural career.

Book Description

Seamus O'Reilly was not the first. A dreadful little cat, sent down from above, landed on all fours. He - she - it???? might possibly be the answer to the prayer of a lonely woman in New Zealand. Call her Mum.

The first answer to Mum's prayer, a ginger female called “Honeybelle;" “Honeybelle of Mandalay,” was a bad cat, too destructive, mean to Muffy and sundry visitors.

But this little new comer - answer #2 - might have possibilities, Mum thought. It was fluffy black til a good cleaning changed that to: dark grey kitty on white paws, sex: uncertain at this time.

Anyway, Mum carried it home, took a chance and named it “O'Reilly.” For a while Reilly was a pain you learned to avoid. He - it thought nothing of clawing his way up your leg leaving the incisions for you to staunch. He got a reputation. No one escaped his wounds which ranged over people's entire bodies. And he became egotistical, and more independent. And before long, a Tomcat. “It” became a “he” and “he” was no way all warm fur and fuzzy. But Reilly had a flip-side.

Mum began to find Reilly increasingly personable. In time he became absolutely adorable. Sometimes . . . Mum was hooked. Tho she continued to muse, “Be careful of what you pray for.”

This charming story is driven by an infectious soliloquy and a moving verbal counterpoint engaging the young Tomcat and his devoted owner.

Time and again the reader is prone to slip into misconceived notions he is witness to ordinary husband-wife talk; only to pause and remember it's O'Reilly saying those things to Mum! The playful cliches and sophisticated banter frolic in fantasy about the loving soul of this author, in sync with a living world.

To enjoy this perky tale, you don't have to love a cat.

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