Missed Fortune: Dispel the Money Myth-Conceptions--Isn't It Time You Became Wealthy?

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FACTS the Insurance Agents Hope you NEVER KNOW

Get Your Fortune Back

Good read but be wary.

Although not for everyone, you would be remiss if you didn't learn the strategies.

Investment version of War & Peace

Missed Fortune: Dispel the Money Myth-Conceptions--Isn't It Time You Became Wealthy?
Douglas R. Andrew
Manufacturer: Business Plus
ProductGroup: Book
Binding: Paperback

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Book Description

Missed Fortune. Dispel the Money Myth-Conceptions-- Isn't It Time You Became Wealthy?Why do people need this book?Financial independence. Wealth empowerment. Millions of people dream about prosperity, many even take steps to achieve it, but few actualize the goal. Why? Missteps - flawed strategies - something this book calls "money myth-conceptions."Missed Fortune empowers the reader with the knowledge to attain a greater degree of financial independence. Twenty-three reader-friendly chapters each reveal a wealth enhancement strategy that challenges common money myths, opening the way to personal prosperity.Who should read this book?Homeowners, IRA and 401k retirement plan participants, those desiring financial independence, retirees, and those already in a state of financial independence will all experience a meaningful transformation as they are enlightened by opportunities they didn't know existed.Why is Douglas Andrew an authority on this subject?As a successful financial analyst, lecturer and consultant for nearly 30 years, Douglas R. Andrew has enabled clients nationwide to dramatically increase their financial independence. His comprehensive knowledge of tax issues, experience in financial planning and unorthodox insight have proven an invaluable asset to thousands of individuals. In this book, he shares his tested recipe for enhancing financial liquidity, safety, rate of return, and tax benefits - with a unique ability to take complex financial issues and make them simple to the layperson.How is this book distinguished from other books on the topic?Rather than reporting on the attributes and habits of millionaires, this book outlines specific common sense, yet unconventional, financial growth strategies. These principles simply, thoroughly educate the reader on how to methodically reposition and leverage one's assets to substantially increase net worth. Readers are empowered by a clear plan for getting rich the right way - slowly and safely.

Customer Reviews:

FACTS the Insurance Agents Hope you NEVER KNOW.......2007-10-01

After readying this you will see the MOTIVATION for the Agents selling this line of BS, it will take most of you over 20 years to have any type of REAL NET return on your Life Insurance Policy. Want the TRUTH talk to an unbiased ACTUARY not a saleperson making a fortune off of your home equity. I am telling you when people finally realize what is taking place lawsuits will start to fly, IMO.

When did the Life Insurance Agent become a charitable organization?

Anyone who is believing this so called NEW way of thinking is either really bad with math or simply does NOT understand Life Insurance. There is a REASON you don't see REAL professionals using this concept they KNOW the TRUTH!!!

What is the ROI on my home Equity? MORE THAN ANY LIFE POLICY!!!!

After you learn how to subtract out all the commissions and fees, then the REAL cost of the death benefit, loan fees for your house loan fees for the life policy let's sit down and compare which approach works best. Having my house free and clear with NO COMMISSIONS to pay, no loans, and no INCREASING internal costs for the life insurance will BEAT any Life Policy I GUARANTEE IT!

Here is a shocker to reality. If you bought into this BS and mortgaged your house and placed the money into a life policy order a current statement for your policy showing the SURRENDER CASH VALUE in the first year, HOW MUCH did you LOSE? Then look at the 5th year how much have you LOST? Tenth year? Do the REAL MATH find out the REAL FACTS.

LIFE INSURANCE is one of the HIGHEST commissioned products in the financial industry FACT! Where do you think that money comes from, YOUR POCKET.

Here is a little KNOWN FACT there are currently MANY so called experts out there today TRAINING for a large fee many other life insurance agents how to SELL LARGE COMMISSIONED life insurance policies. They don't care if you need a policy or NOT they only care about SELLING a policy. Check the facts. Some are even paying for cruises for Seniors then encouraging them to apply for insurance. IT IS HIGHLY PROFITABLE to someone BUT NOT YOU the policyholder.

You will see many lawsuits in the coming years from these abuses when the you know what finally hits the fan.

By the way did you know that it was illegal for you stock broker to encourage you to take out a mortgage to buy a REAL INVESTMENT? It should also be illegal for Insurance Agents but it's not, well not YET, time will tell.

Where is Elliot Spritzer when you need him?

I wish more people would ask the harder questions before believing this new line of BS.

FACTS The INSURANCE AGENT want to hide from you: Insurance agents make about a 30-50% commission on term life insurance and around 90-95% commission on whole life products. Keep in mind that this is the first year commission on the premium and subsequent year commissions are much lower with an average of 6% per year for whole life products and 4% per year on term life insurance products.

One of the great problems with whole life is only an expert can tell if a policy you own or are considering will ever become a decent investment. James Hunt, actuary for the Consumer Federation of America, who has analyzed thousands of policies, notes that whole life policies hardly ever yield a reasonable return unless held for 20 years or more.
So if you buy one be prepared to pay into it for the very long haul.
The key to a whole life policy is its internal rate of return -- the yield on the policy after all fees and charges are subtracted. A competent analysis can determine at a minimum whether the weight of the fees and charges built into one of these policies will ever allow a worthwhile return. Such an analysis will also pinpoint the minimum amount of cash value that you can derive from a policy at any given time interval.
Some financial planners, actuaries and accountants can perform internal rate of return analysis on your policy. The Consumer Federation has a service that will do this, calculating the real return year by year and comparing it with other investments. The fee is $50 for the first policy, $35 for each additional. Call 603-224-2805 for more information.

Get Your Fortune Back.......2007-09-17

This is an excellent book with many examples of how changing your money management and especially you equity management strategy will result in greater wealth and safety in investing for you. The only reason I did not give it 5 stars is that the author belabors several points and essentially is just repeating the same material over and over. Other than that, the ideas and strategies are well worth looking at and the authors heart is in the right place.

Good read but be wary........2007-09-04

Like many of the other reviews, I agree the concept is interesting and makes sense for very specific cases. I would be causious of thinking this is for everyone who owns a home.

The concept in general is simple, which I like. If you can explain it to a 12 year old then I think you have a good grasp of the idea. Doug does a good job of breaking it down so that most of us can easily understand and probably explain it to a 12 year old. Applying it over the long term is something entirely different. In California most people do refinance or sell every 5 so years. This concept at least tells them to focus on saving rather than spending it, something that most Americans do not do well.

I would recommend reading it and understanding it but talking to several advisors and other people who have experience with this before acting.

Although not for everyone, you would be remiss if you didn't learn the strategies........2007-07-25

Much has already been said - to which I endorse this book's overwhelming ability to change the way you think. With that I also caution the need for clarity and focus in the execution of these strategies. I have been fortunate to meet with Doug and had him explain these strategies personally. Although these strategies could benefit everyone, not everyone is the same and thus differing results are inevitable. After having read this book, I not only implemented these strategies myself, but have integrated them into my professional practice and have clients grateful for the insights. To reiterate, these strategies are not for everyone. If you read the book I think it becomes self evident who it is not appropriate for, but may I allude to them as those who feel "equity is for consumption and not conservation".

Investment version of War & Peace.......2007-05-14

Very thorough with a tremendous amount of information and investment concepts. I read it in 3 1/2 days and have re-read several chapters.

The Definitive Business Pitch: How to Make the Best Pitches, Proposals And Presentations ("Financial Times")

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The Definitive Business Pitch: How to Make the Best Pitches, Proposals And Presentations ("Financial Times")
Angela Hatton
Manufacturer: Financial Times Management
ProductGroup: Book
Binding: Paperback

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All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 0273708260

The Financial Times Handbook of Management ("Financial Times")

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A must for all MBA students

The Financial Times Handbook of Management ("Financial Times")
Stuart Crainer
Manufacturer: Financial Times/Prentice Hall
ProductGroup: Book
Binding: Hardcover

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ASIN: 0273606948

Book Description

At 1000 pages, the most comprehensive management book ever published bringing together the ideas of the best management thinkers in the world.

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A must for all MBA students.......1999-07-09

Crainer covers al the pertinent management theories and gurus in this his most useful book to date. This book is a must for all current or aspiring managers and an absolute must for all MBA students.

All Change!: The Project Leader's Secret Handbook (Financial Times/Pitman Publishing Management Series)

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All Change!: The Project Leader's Secret Handbook (Financial Times/Pitman Publishing Management Series)
Eddie Obeng
Manufacturer: Pitman Publishing
ProductGroup: Book
Binding: Hardcover

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All Change: Project Manager's Secret Handbook (Financial Times Management)

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Actually change the way I work

All Change: Project Manager's Secret Handbook (Financial Times Management)
Eddie Obeng
Manufacturer: Financial Times Management
ProductGroup: Book
Binding: Paperback

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ASIN: 0273622218

Customer Reviews:

Actually change the way I work.......1998-10-23

While ALL CHANGE!/The Project Manager's Secret Handbook has a great series of steps for properly managing your projects (it takes up the reverse half of the book), Obeng's focus is on helping you get the right thinking on your project. No easy answers like in most management books, but ways to approach projects and manage them to a successful completion.

The first half, ALL CHANGE!, is actually a narrative about a project manager coming to understand why his projects always seem to go wrong.

Book Description

This book aims to provide investors with essential theoretical foundations for reverse engineering, valuation and hedging of structured derivatives and assets.

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A Book that every Derivative trader should read.......2000-01-26

"Structured Derivatives" is very well written and gives nothing but pure pleasure. Mr. Matto has done a great job at explaining complex topics, and hence has provided a great deal of insight in the subject. The is book that is structured very thoughtfully and defines integrity. Once again reminding that this is a book that should be read by all the derivative traders out there.

Achieving Successful Product Change: A Handbook (Financial Times/Pitman Publishing Management Series)

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Achieving Successful Product Change: A Handbook (Financial Times/Pitman Publishing Management Series)
John G. Innes
Manufacturer: Trans-Atlantic Publications
ProductGroup: Book
Binding: Hardcover

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No descriptive material is available fot this title.

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Practical and portable, this manual contains all the key mathematical formulas required by the practicing pediatrician, pediatric resident, pediatric clerkship student, or allied health personnel involved with treating children in the clinical setting. It brings together in a single, readily accessible volume, the basic mathematical formulas that reinforce this fundamental theorem of pediatrics. It provides clear explanations on how to use the mathematical formulas and how to interpret the results and findings. The authors condense two lifetimes of clinical experience into a comprehensive yet concise reference.

The Medical Abacus: Review of Clinical Formulas and How To Use Them

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The Medical Abacus: Review of Clinical Formulas and How To Use Them
David Rifkind
Manufacturer: Informa Healthcare
ProductGroup: Book
Binding: Paperback

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ASIN: 1850700230

Book Description

Clinical practice is a unique blend of science and art. It draws upon a wide range of biological, physical, and sociological disciplines. Associated with many of these disciplines are mathematical formulas for the manipulation of specific data. But these formulas are distributed throughout each discipline's literature. The Medical Abacus brings together those formulas that are useful in clinical practice in a single reference. It includes key mathematical formulas, from acid-base balance to risk-evaluation statistics, with clear explanations of how to use them and interpret their results. Well organized and portable, this is the only book that brings all the essential formulas of medical practice together in one place, explains them in uncomplicated terms, and indexes them by disease. Only simple arithmetic and algebra are used, no advanced mathematics beyond the occasional logarithm, square root, or component is used. The data required for these formulas are readily available from the routine clinical laboratory. David Rifkind condenses a lifetime of clinical experience into this reference. The pocketsize format and easy layout make The Medical Abacus an essential companion for anyone involved in medical practice.

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The Medical Abacus: Review of Clinical Formulas and How To Use Them
David Rifkind
Manufacturer: NY
ProductGroup: Book
Binding: Hardcover
ASIN: B000MUD7PS

Book Description

Monosaccharides Their Chemistry and Their Roles in Natural Products Peter Collins University of London, UK Robin Ferrier Victoria University of Wellington, NZ An in-depth text for students starting their study of carbohydrate chemistry, Monosaccharides relates the vast field of carbohydrate chemistry to both synthetic organic chemistry and biological processes. The structures and reactions of monosaccharides are examined in detail and their applications in synthesis and as biologically active compounds are discussed and explained at length. This textbook, written by two well-known experienced teachers and researchers in carbohydrate chemistry, provides:
* up-to-date coverage of this rapidly expanding and developing field
* classification of monosaccharide reactions according to reaction site
* treatment of monosaccharides as organic compounds with rationalized chemistry
* more than 1000 references to the primary literature
* a discussion of monosaccharides as components of biologically active compounds
Monosaccharides will be invaluable for students and lecturers alike in organic, bioorganic and natural products chemistry, biochemistry, glycobiology and molecular biology.

Book Description

Spring brings four more antic novels by P. G. Wodehouse. In Quick Service a complicated chain of events is set into motion after Mrs. Chavender takes a bite of breakfast ham, and readers are reminded that disaster can be averted if you Ring for Jeeves. Bertie Wooster avoids Madeleine Bassett in Much Obliged, Jeeves, at Blandings Castle, in Uncle Fred in the pringtime, Uncle Fred is asked to foil a plot to steal a prize pig.

Customer Reviews:

Great Fun in the Master's Inimitable Style.......2006-07-14

P.G. Wodehouse was ninety years old when he published this, the second-to-last of the Bertie and Jeeves novels. Despite Wodehouse's advanced age, he managed to fill this book, also published as Jeeves and the Tie That Binds, with the sparkle and fun that characterizes all the Bertie and Jeeves novels.

There is, of course, the usual cast. In addition to Bertie and Jeeves, Aunt Dahlia is present, as is her husband, Thomas Portarlington Travers. In addition, Roderick Spode (who is now Lord Sidcup), Madeline Bassett, Florence Craye, and Bingley, who filled in for Jeeves for a short time, join us from previous novels. A Bertie and Jeeves novel wouldn't be complete, of course, without an old school chum; in this case, it is Harold "Ginger" Winship, who is standing for the seat in the House of Commons for Market Snodsbury. Add in L.P. Runkle, Magnolia Glendennon, and Bertie's marvelous narration, and you have all the ingredients for a great Wodehouse farce, as Bertie preserves his bachelorhood and all else turns out for the best.

Great read!.......2006-06-02

Much Obliged, Jeeves was the second Wodehouse book I read. While I enjoyed the almost short story styling of The Inimitable Jeeves, I thoroughly enjoyed the cohesiveness of Much Obliged. Much Obliged starts with Bertie being invited to visit his Aunt Dahlia in Market Snodsbury. An old pal of Bertie's by the name of Harold "Ginger" Winship is a candidate for Parliament in the Snodsbury election. By this time, even a relatively new fan of Wodehouse, such as I am, can tell that trouble is brewing on the horizon. Enter Jeeves and the Junior Ganymede club book. The Junior Ganymede is a club of butlers; each member is obliged to write about his employer in the club book. This is done so that anyone seeking employment with a gentleman may look him up in the club book and, thus, know what they're in for. Of course, Bertie has an unusually large section in the club book. However, much to Bertie's surprise, Ginger also has quite a few damning pages in the club book as well. When the club book is stolen by a unethical, as well as repulsive, character by the name of Bingley, Ginger's chance of winning the Snodsbury election becomes uncertain and the hilarity begins. Again, another great book that leaves the reader shouting, "Good show!"

Much Obliged, Jeeves (Everyman Wodehouse)

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Much Obliged, Jeeves (Everyman Wodehouse)
P.G. Wodehouse
Manufacturer: Everyman's Library
ProductGroup: Book
Binding: Hardcover

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Much Obliged, Jeeves
P.G. Wodehouse
Manufacturer: Penguin Books Ltd
ProductGroup: Book
Binding: Paperback

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ASIN: 0140051023

Much Obliged, Jeeves [Complete & Unabridged]

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Much Obliged, Jeeves [Complete & Unabridged]
P. G. Wodehouse
Manufacturer: Chivers Audio Books
ProductGroup: Book
Binding: Audio Cassette

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Much Obliged, Jeeves
P.G. Wodehouse
Manufacturer: Hutchinson
ProductGroup: Book
Binding: Hardcover

Jeeves and Wooster: Jeeves and the Feudal Spirit; Jeeves in the Offing; Aunts Aren't Gentlement; Much Obliged, Jeeves; Stiff Upper Lip, Jeeves

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Jeeves and Wooster: Jeeves and the Feudal Spirit; Jeeves in the Offing; Aunts Aren't Gentlement; Much Obliged, Jeeves; Stiff Upper Lip, Jeeves
P. G. Wodehouse
Manufacturer: Folio Society
ProductGroup: Book
Binding: Hardcover
ASIN: B000RY7PIO

The Jeeves Omnibus 5: Much Obliged; Aunts Aren't Gentlemen; Extricating Young Gussie; J Makes An Omelette; J and the Greasy Bird

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The Jeeves Omnibus 5: Much Obliged; Aunts Aren't Gentlemen; Extricating Young Gussie; J Makes An Omelette; J and the Greasy Bird

Manufacturer: Hutchinson
ProductGroup: Book
Binding: Paperback
ASIN: B000FTHGFS

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Much Obliged Jeeves
P G Wodehouse
Manufacturer: Sphere
ProductGroup: Book
Binding: Mass Market Paperback
ASIN: B000P6IBIM

Much Obliged Jeeves/Cassette (Bertie Wooster & Jeeves)

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Much Obliged Jeeves/Cassette (Bertie Wooster & Jeeves)
P. G. Wodehouse
Manufacturer: Chivers Audio Books
ProductGroup: Book
Binding: Audio Cassette

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Much Obliged, Jeeves
P G Wodehouse
Manufacturer: Penguin Books Ltd
ProductGroup: Book
Binding: Paperback
ASIN: B000OJ0YR6

Book Description

Practicing Attorneys, Institutional and Corporate Counsel, Chief Financial Officers, Business Executives, and a host of others will immeasurably add to their comprehension of bankruptcy law in general, and Chapter 11 in particular, by reading and keeping readily available this handy, concise, eminently practical reference book. Drawing on the authors extensive experience and expertise in bankruptcy and corporate reorganization, the Fundamentals of Bankruptcy and Corporate Reorganization provides the legal fundamentals that underlie our bankruptcy system and focuses on corporate reorganization by offering the reader a practical guide through the complex labyrinth of Chapter 11. Messrs. Crames and Edelman, who have spent their entire careers immersed in the field and have represented clients with problems covering the spectrum of bankruptcy issues, provide the kind of practice points, observations and insights that make this work uniquely valuable. They have been on the cutting edge as bankruptcy law has evolved and reorganization cases have become more complex and sophisticated.

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Fundamentals of Bankruptcy Law

Manufacturer: American Law Institute-American Bar Associati
ProductGroup: Book
Binding: Hardcover

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Fundamentals of bankruptcy law

Manufacturer: American Law Institute-American Bar Association Committee on Continuing Professional Education
ProductGroup: Book
Binding: Paperback

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ASIN: 083180744X

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Fundamentals of bankruptcy law

Manufacturer: American Law Institute-American Bar Association Committee on Continuing Professional Education
ProductGroup: Book
Binding: Unknown Binding

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ASIN: 0831805048

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Fundamentals of bankruptcy law

Manufacturer: American Law Institute-American Bar Association Committee of Continuing Professional Education
ProductGroup: Book
Binding: Unknown Binding

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ASIN: 0831805099

Bankruptcy Law and Procedure: A Fundamental Guide for Law Office Professionals

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Bankruptcy Law and Procedure: A Fundamental Guide for Law Office Professionals
Steven N. Berger
Manufacturer: John Wiley & Sons
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Binding: Paperback

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Bankruptcy Law and Procedure: A Fundamental Guide for Law Office Professionals, 1992 Supplement (Paralegal Practice Library)

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Bankruptcy Law and Procedure: A Fundamental Guide for Law Office Professionals, 1992 Supplement (Paralegal Practice Library)
Steven N. Berger , J. Daria Westland , and Thomas J. Salerno
Manufacturer: Wiley Law Pubns
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Binding: Paperback

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ASIN: 0471580724

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Bankruptcy Law Fundamentals
Richard I. Aaron
Manufacturer: Clark Boardman Callaghan
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Binding: Hardcover

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ASIN: 0876324324

Fundamentals of bankruptcy & collection law

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Fundamentals of bankruptcy & collection law
Kathleen Fisher
Manufacturer: [National Center for Paralegal Training]
ProductGroup: Book
Binding: Unknown Binding

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ASIN: B0006RRFS2

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Fundamentals of bankruptcy law
Douglass G Boshkoff
Manufacturer: s.n.]
ProductGroup: Book
Binding: Unknown Binding

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ASIN: B00071GNK8

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